Regular Savings Accounts: The Best Currently Available List!

Nebulous2

where_are_we said:

Nationwide Flex Regular Saver 3 @6.5% - Opened a new one, but COP for opening deposit from my external current account was not recognised and there was no way of overriding it. So had to do a FP to my NW current account and then do a transfer. But no way of setting up 12 SO`s as yet. Have I been too quick and will COP work eg tomorrow?

Can't you overrule COP? 

I always pay via my Nationwide current account, partly to ensure that I have turnover for the fairer share. It has been based on the months at the beginning of the year to date, but that could change. 

chris_the_bee

Nebulous2 said:

where_are_we said:

Nationwide Flex Regular Saver 3 @6.5% - Opened a new one, but COP for opening deposit from my external current account was not recognised and there was no way of overriding it. So had to do a FP to my NW current account and then do a transfer. But no way of setting up 12 SO`s as yet. Have I been too quick and will COP work eg tomorrow?

Can't you overrule COP? 

I always pay via my Nationwide current account, partly to ensure that I have turnover for the fairer share. It has been based on the months at the beginning of the year to date, but that could change. 

COP doesn't recognise the Nationwide account number, so NatWest will not let you pay it or override it.

Wheres_My_Cashback

where_are_we said:

Nationwide Flex Regular Saver 3 @6.5% - Opened a new one, but COP for opening deposit from my external current account was not recognised and there was no way of overriding it. So had to do a FP to my NW current account and then do a transfer. But no way of setting up 12 SO`s as yet. Have I been too quick and will COP work eg tomorrow?

Nebulous2 said:

where_are_we said:

Nationwide Flex Regular Saver 3 @6.5% - Opened a new one, but COP for opening deposit from my external current account was not recognised and there was no way of overriding it. So had to do a FP to my NW current account and then do a transfer. But no way of setting up 12 SO`s as yet. Have I been too quick and will COP work eg tomorrow?

Can't you overrule COP? 

I always pay via my Nationwide current account, partly to ensure that I have turnover for the fairer share. It has been based on the months at the beginning of the year to date, but that could change. 

Discussed here previously and can, but not always be an issue with new NW accounts. 

It's not COP related, it's that NW doesn't send the new account into the main banking domain so the other bank doesn't think this new account actually exists. The workaround has always been to go via another NW account or wait until the system is updated after a few hours/overnight.

castle96

Descrabled said:

Coventry FHS

I am puzzled by castle96 comment that FHS has matured as mine doesn't mature for over another year as it's a 3 year regular saver.

opened 21/9/21 (they say), but only£21K IN IT INCL INT) SO i MUST HAVE MISSED SOME PAYMENTS. but i CANT GET THE MONEY OUT AS SITE SEEMS still TO BE DOWN. aM TYYING AGAIN NOW (PHONING)

Wheres_My_Cashback

castle96 said:

Descrabled said:

Coventry FHS

I am puzzled by castle96 comment that FHS has matured as mine doesn't mature for over another year as it's a 3 year regular saver.

opened 21/9/21 (they say), but only£21K IN IT INCL INT) SO i MUST HAVE MISSED SOME PAYMENTS. but i CANT GET THE MONEY OUT AS SITE SEEMS still TO BE DOWN. aM TYYING AGAIN NOW (PHONING)

Android app working for me with new ability to apply via the app.

FHS 1 became uncompetitive for a short time before the big jump from 2.95% to 5%. Maybe you withdrew or didn't fund in that period?

trickydicky14

where_are_we said:

Nationwide Flex Regular Saver 3 @6.5% - Opened a new one, but COP for opening deposit from my external current account was not recognised and there was no way of overriding it. So had to do a FP to my NW current account and then do a transfer. But no way of setting up 12 SO`s as yet. Have I been too quick and will COP work eg tomorrow?

I had a similar issue, I attempted to set up a SO from my BOS account and I got a message saying 'this account does not exist'. Waited 24 hrs and then it worked fine, now all set up.

gt94sss2

where_are_we said:

Nationwide Flex Regular Saver 3 @6.5% - Have I been too quick and will COP work eg tomorrow?

It takes a few hours before other banks recognise the new account. It will be fine tomorrow

gt94sss2

For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

It doesn't seem as competitive and requires notice to withdraw the funds..

chris_the_bee

gt94sss2 said:

For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

It doesn't seem as competitive and requires notice to withdraw the funds..

Coventry FHS
I will open with £1 and then wait to see if their interest rate becomes competitive

Wheres_My_Cashback

gt94sss2 said:

For those with maturing FHS 1 accounts are you opening version 2 with Coventry?

It doesn't seem as competitive and requires notice to withdraw the funds..

Pointless as EA accounts pay more and you can get a 90 day notice at 5.25% elsewhere.

It's not competitive at all with the withdrawal restriction unless you're seriously considering getting a mortgage with them.