Regular Savings Accounts: The Best Currently Available List!

Marcoos

roked said:

Sorry if this has been answered, I could not spot it in the posts at the beginning of the month when it appeared, anyone know how long it takes for the Coventry sunny day saver to be available to deposit in to?

I opened the account yesterday and got the account details at the end. It does not though show in my online account and if I try to send money to it (from another bank), it fails the checks and I cant proceed. So I assume its not actually open yet, hence the question.

Mine showed up pretty much without delay in online banking (website) and could deposit straight away. Took a bit longer to show in the app.

[Deleted User]

roked said:

Sorry if this has been answered, I could not spot it in the posts at the beginning of the month when it appeared, anyone know how long it takes for the Coventry sunny day saver to be available to deposit in to?

I opened the account yesterday and got the account details at the end. It does not though show in my online account and if I try to send money to it (from another bank), it fails the checks and I cant proceed. So I assume its not actually open yet, hence the question.

I opened the account  on a Monday evening around 5ish and received  a email earlier the next day with account  details and was able to deposit cash later that day but it didn't show until  9 on Thursday morning.

SJMALBA

KuchKuch said:

surreysaver said:

Just transfer the money to your current account. I found they even do it the same day, even at weekends. Probably want to put the request in during the morning, though 

allegro120 said:

Let it mature into Easy Saver and withdraw from there.

Thanks - will let it mature into an Easy Saver on the date it matures and will issue a withdrawal instruction on that morning.

IME, doing it online, their online system will not show the maturity until the day after (it seems to update circa 07:00), after which point you can do the transfer (assuming you have a nominated account (NA) that has been approved for transfers); you would then receive a secure message confirming that the transfer request has been actioned (and account closed if you withdraw the full amount) an hour or two later, with the funds reaching the NA by 'close of business' (i.e. late afternoon) that day.

I don't know if phoning them on the day of maturity would get it all done on the same day?

roked

Thanks all for the quick replies, interesting that there is two completely different results, maybe its a timing thing. Not had an email yet either, so will give it to the end of the afternoon and give them a call if I dont have it. 

Kim_13

Are those with an immediate Coventry Sunny Day pay in existing customers, and those with a delay new customers, perhaps?

With that said I was surprised to get an immediate COP match, I had thought it would take an overnight run. Funded from my Halifax account.

Descrabled

Coventry Sunny Day Saver

I funded mine 5 mins after opening from Lloyds. The COP match to my name was immediate.

wiseonesomeofthetime

Descrabled said:

Coventry Sunny Day Saver

I funded mine 5 mins after opening from Lloyds. The COP match to my name was immediate.

Same, except funded from Monzo. Existing customer.

jameseonline

I've come to the conclusion YBS want me to do ID with mitek no matter which account I apply for now, I can't do all of the ID so guess I'm going to miss out now.

I'm wondering if it's something to do with my current address but can't be sure.

Anyone know how long mitek has been a thing for YBS?.

Also maybe there's a certain amount of accounts you can have before they want to do checks on you?

Ahh well, been good being with YBS up until now.

Still got a 2023 regular expiring in a few days & a Xmas one expiring in November.

Also it seems you can only open the £50 regular via the site and not app, yet you can do an easy access saver in app, wonder why.

roked

Kim_13 said:

Are those with an immediate Coventry Sunny Day pay in existing customers, and those with a delay new customers, perhaps?

With that said I was surprised to get an immediate COP match, I had thought it would take an overnight run. Funded from my Halifax account.

Not in my case anyway, I have been with Coventry for years and applied through my online account (so most details were prefilled). 

Kim_13

YBS

They did ask if I had lived at my current address for 3 years (yes.) I did wonder if those having to answer no would be asked for an ID check. I have been meaning to close accounts I don’t really need, I have 7 and have only had the further checks message for the last 2.

I opened the £50 Regular via app but this was at lunchtime on the first day. I understand it temporarily disappeared after that so perhaps they changed it when they put it back up.

What ID are they asking for with mitek?