Regular Savings Accounts: The Best Currently Available List!

friolento

Bridlington1 said:

WillPS said:

Melton BS

Now listed online: https://www.themelton.co.uk/regular_savings/regular-saver-6/

There is a postal method for applying.

Apologies for the misinformation in my earlier post then.

In my defence moneyfacts was explicitly showing the account to be branch only opening so the info I had at the time was incorrect.

I was about to print off an application form, then saw there's no online or app management, which puts me right off.

Stargunner

friolento said:

Bridlington1 said:

WillPS said:

Melton BS

Now listed online: https://www.themelton.co.uk/regular_savings/regular-saver-6/

There is a postal method for applying.

Apologies for the misinformation in my earlier post then.

In my defence moneyfacts was explicitly showing the account to be branch only opening so the info I had at the time was incorrect.

I was about to print off an application form, then saw there's no online or app management, which puts me right off.

To make a withdrawal you have to post them the passbook with your instructions, so I will be giving this one a miss.

Section62

Stargunner said:

friolento said:

Bridlington1 said:

WillPS said:

Melton BS

Now listed online: https://www.themelton.co.uk/regular_savings/regular-saver-6/

There is a postal method for applying.

Apologies for the misinformation in my earlier post then.

In my defence moneyfacts was explicitly showing the account to be branch only opening so the info I had at the time was incorrect.

I was about to print off an application form, then saw there's no online or app management, which puts me right off.

To make a withdrawal you have to post them the passbook with your instructions, so I will be giving this one a miss.

By 30 September 2026 they may have added the account to their online portal and sorted out online withdrawals.  Unless you expect to need to make a withdrawal in the short term this restriction seems Ok for an account you'd expect to be filling up rather than withdrawing from over a two-year period.

BestSeagull

Stargunner said:

friolento said:

Bridlington1 said:

WillPS said:

Melton BS

Now listed online: https://www.themelton.co.uk/regular_savings/regular-saver-6/

There is a postal method for applying.

Apologies for the misinformation in my earlier post then.

In my defence moneyfacts was explicitly showing the account to be branch only opening so the info I had at the time was incorrect.

I was about to print off an application form, then saw there's no online or app management, which puts me right off.

To make a withdrawal you have to post them the passbook with your instructions, so I will be giving this one a miss.

Melton. I asked about this and was told you can give instructions over the phone to transfer to a nominated account, although it might take a couple of days to get there.
There is online access too. It's view only but at least we can check that deposits have arrived. 

t1redmonkey

HSBC appear to have just stealthily increased their Regular Saver to 7%! https://www.hsbc.co.uk/savings/products/regular-saver/

jameseonline

t1redmonkey said:

HSBC appear to have just stealthily increased their Regular Saver to 7%! https://www.hsbc.co.uk/savings/products/regular-saver/

Oh hello 🤗.

(Took them long enough to up their 5%, might go with them again)

PloughmansLunch

t1redmonkey said:

HSBC appear to have just stealthily increased their Regular Saver to 7%! https://www.hsbc.co.uk/savings/products/regular-saver/

What a nice surprise, thanks - opened and funded before the kettle had even finished boiling

Kim_13

Parent has the bog standard HSBC bank account (not basic,) but the terms mention pay monthly, which makes me think their account is a no. They don’t pay a monthly fee.

Anyone without the Advance successfully opened? No online and nor do they want it, so it would have to be a branch application.

Edit: Just read again and saw that they do list Bank Account and Bank Account Pay Monthly, so presumably anything but a basic will do.

ForumUser7

HSBC - Anyone know if they are going to upgrade existing RS customers to the new rate like they did last time?

flaneurs_lobster

Kim_13 said:

Parent has the bog standard HSBC bank account (not basic,) but the terms mention pay monthly, which makes me think their account is a no. They don’t pay a monthly fee.

Anyone without the Advance successfully opened? No online and nor do they want it, so it would have to be a branch application.

Here's the list of eligible bank accounts

• You must have one of the following HSBC current accounts: HSBC Premier, HSBC Advance, Bank Account, Bank Account Pay Monthly, HSBC Student Bank Account or Graduate Bank Account which you must maintain for the 12 month duration

If your parent has one of those then they can apply.