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Regular Savings Accounts: The Best Currently Available List!

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  • I've spoken to two of YBS's branches. They've said there's been a delay with the 8% regular saver due to technical issues with their online applications and they now plan to launch the account tomorrow instead.
    I prefer not to apply for accounts on Mondays anyway, to prevent them maturing on a Sunday 
    It shouldn't mature on a Sunday. Unless a leap year, it would mature on a Monday, surely.
  • Kim_13
    Kim_13 Posts: 3,433 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    WillPS said:
    Melton BS


    There is a postal method for applying.

    It does mention sending identification with the form, so not sure I’ll bother. You’d normally expect an electronic check and only to be required to obtain acceptable proofs if that failed, but maybe they only do electronic checks where online applications are allowed.
  • BestSeagull
    BestSeagull Posts: 195 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 9 September 2024 at 11:31AM
    Kim_13 said:
    WillPS said:
    Melton BS


    There is a postal method for applying.

    It does mention sending identification with the form, so not sure I’ll bother. You’d normally expect an electronic check and only to be required to obtain acceptable proofs if that failed, but maybe they only do electronic checks where online applications are allowed.
    Melton. I just spoke with someone there and she said they will do a manual check using the information provided on the application form and only if that fails, will they ask for ID.
  • Kim_13 said:
    WillPS said:
    Melton BS


    There is a postal method for applying.

    It does mention sending identification with the form, so not sure I’ll bother. You’d normally expect an electronic check and only to be required to obtain acceptable proofs if that failed, but maybe they only do electronic checks where online applications are allowed.
    Their website states:


    FWIW I haven't sent them any ID and proof of address when I've applied for their Regular Saver Issues 4 and 5. I can't remember for certain if I sent them ID when I applied for an EA account with them for membership purposes a couple of years back but I don't recall doing so.

    If you give them a ring they'll send an application pack to you, this should include a prepaid envelope. If you don't send ID the worst that can happen is they'll get in touch saying their electronic checks have failed and asking if you can provide ID and proof of address
  • surreysaver
    surreysaver Posts: 4,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 September 2024 at 11:39AM
    I've spoken to two of YBS's branches. They've said there's been a delay with the 8% regular saver due to technical issues with their online applications and they now plan to launch the account tomorrow instead.
    I prefer not to apply for accounts on Mondays anyway, to prevent them maturing on a Sunday 
    It shouldn't mature on a Sunday. Unless a leap year, it would mature on a Monday, surely.
    That would be one year and one day. If you open an annual account on the 9th September, it would mature on 8th September the following year. Which is a Monday. Forget I said anything !
    I consider myself to be a male feminist. Is that allowed?
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