Regular Savings Accounts: The Best Currently Available List!

s71hj

Does anybody know can I open a Nationwide flex regular saver 3 before my flex regular saver 2 has matured? Thanks

WillPS

s71hj said:

Does anybody know can I open a Nationwide flex regular saver 3 before my flex regular saver 2 has matured? Thanks

You can't, AIUI:

You can only be named on one Flex Regular Saver product at any time (of any Issue).

FIREmenow

Coventry Sunny Day

Great info thanks, I also appreciated that Coventry rate drop was a maximum of 0.25% across their savings accounts rather than pre-empting the next cut. Means my Triple with them is still competitive.

Dizzycap

allegro120 said:

[Deleted User] said:

LZC said:

[Deleted User] said:

orange-juice said:

Both of my YBS 7.0% and Nationwide 8.0% regular savers have received their 12th payments last month, and are due to mature at some point this month.

Is it possible/worthwhile depositing another payment? I think some people complained  a while ago, about Mon BS not applying interest properly to the 13th payment as the account had reached the deposit limit (12 monthly payments)?

Yes,  l deposited £200 this morning for the NW 8% RS.

Is it showing as received on 1st or 2nd (tomorrow)? I had Nationwide down as one where it doesn’t get credited at weekends. 

I sent it at 9.23am this morning and just checked it's been "excepted " as received  in my RS8%  so now £2600 in RS. My account  matures  on 22 Sept.

Nationwide RS.  Mine matures on 21st Sept, got it up to £2600 today. I FP to current account, transfer to RS from there and it shows instantly no matter what day of the year it is. 

My Nationwide RS also matures on the 21st September and I too was able to squeeze in another 13th payment of £200 payment taking it upto £2600 - Nice!

Dizzycap

JamesRobinson48 said:

According to Moneyfacts, Coventry BS will launch a new RS:

Sunny Day Saver  -  6.25% p.a., 12 month term, max £150 pm, max investment £1950.

It's unclear if the interest rate is to be fixed or variable, but on past form I assume it'll be variable.

NICE extra! Thanks for the heads up. I've just opened the Sunny Day Saver

Sussex_Green_Man

jameseonline said:

I paid all my regulars today bar Coventry as that has a 15th date on it.

So yeah you can get 13 payments in.

I started a project to deal with 13th payments here that might help:

https://forums.moneysavingexpert.com/discussion/6522620/13th-regular-savings-payment-trick/p1

The T&Cs of the Coventry Sunny Day Regular Saver launched yesterday, specifically say that a 13th payment is allowed if you open the account mid month.  They use a figure of £1950.

subjecttocontract

How much is the Coventry Sunny Day Reg Saver extra month worth ?

flaneurs_lobster

subjecttocontract said:

How much is the Coventry Sunny Day Reg Saver extra month worth ?

Can't give a definitive answer as the interest rate is variable but £150 for 30 days at 6.25% is about 75p.

subjecttocontract

flaneurs_lobster said:

subjecttocontract said:

How much is the Coventry Sunny Day Reg Saver extra month worth ?

Can't give a definitive answer as the interest rate is variable but £150 for 30 days at 6.25% is about 75p.

No, that can't be right, I make it 77p

Bridlington1

It is now the 1 year anniversary of the launch of The Archived List of Regular Saver Ts&Cs Thread.

I hope you've all found it useful and I'd like to take the opportunity to thank those who have contributed to the thread, whether it be by sending me NLA regular saver Ts&Cs to me or simply alerting me of new regular savers.

Since the thread was launched it has seen the addition of 116 regular savers. I'm sure many more will be added in the months and years ahead.