We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

Options
1140814091411141314141703

Comments

  • jaypers
    jaypers Posts: 1,035 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Just signed up with Coventry for the Sunny Day RS, thanks to the OP. How long do deposits paid online take to show? 
  • allegro120
    allegro120 Posts: 1,868 Forumite
    1,000 Posts Second Anniversary Name Dropper
    jaypers said:
    Just signed up with Coventry for the Sunny Day RS, thanks to the OP. How long do deposits paid online take to show? 
    Normally very quick. Yesterday I’ve checked 30 minutes after payment was made and it was already showing. 
  • Yorkshire Building Society:

    "Our new Regular eSaver launches next week with an exclusive rate 

     

    Keep an eye on your emails during UK Savings Week for our exclusive Regular eSaver account that could be right for you. It's designed to help build savings with a lower monthly limit compared to our other Regular Saver accounts. "


    Further details:

    • £50/mth max
    Shame there's not some digits missing from that figure
  • How much is the Coventry Sunny Day Reg Saver extra month worth ?
    It's not about the final extra month, which would make pennies, it's getting the first deposit on the last day of the opening month, followed by another on the first day of the next month. This allows your  initial £300 to earn interest for 12 months.
    An extra £9.37
    If the account was not opened until the 1st of the month the extra £150 would be sitting in an easy access account earning around 5% at current rates, which would earn £7.50, so the difference for making a 13th payment for this one is very small. 
  • trickydicky14
    trickydicky14 Posts: 1,247 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 September 2024 at 5:23PM
    Yorkshire Building Society:

    "Our new Regular eSaver launches next week with an exclusive rate 

     

    Keep an eye on your emails during UK Savings Week for our exclusive Regular eSaver account that could be right for you. It's designed to help build savings with a lower monthly limit compared to our other Regular Saver accounts. "


    Further details:

    • £50/mth max
    Shame there's not some digits missing from that figure
    £50 are they having a laugh. That's about £26 interest, just about cover a fish and chip supper for me and the wife.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • How much is the Coventry Sunny Day Reg Saver extra month worth ?
    It's not about the final extra month, which would make pennies, it's getting the first deposit on the last day of the opening month, followed by another on the first day of the next month. This allows your  initial £300 to earn interest for 12 months.
    An extra £9.37
    If the account was not opened until the 1st of the month the extra £150 would be sitting in an easy access account earning around 5% at current rates, which would earn £7.50, so the difference for making a 13th payment for this one is very small. 
    Yes but that wasn't the question, and the same would apply to all months the money was in an easy access account. 
    It's not the most profitable regular saver, and I nearly didn't bother opening it, but the prise draw adds another dimension.
  • clowning
    clowning Posts: 125 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    YBS Saver
    I don’t think I’ll be bothering. £50 a month isn’t really worth it imo
    #66
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.