Regular Savings Accounts: The Best Currently Available List!

Vortigern

trickydicky14 said:

Apologies if this has been covered, I received my ‘Signatory form’ from Monmouth B.S for the regular saver, I have added the new account online which is now pending. The form has just been put into the post box today. How soon do I need to wait before I can send some money to the account.

Thanks

I added the account to online banking as soon as I had the account number. It showed as pending. I then paid into the account before posting the signature form. Thus managed to get the account funded on 30 August.

On that basis I don't think you need to wait.

Nick_C

Re Monmouthshire.  Not only can you fund the account as soon as you have the number, you can submit the signature form on line by creating a pdf and attaching it to a secure message once logged on. 

friolento

Vortigern said:

trickydicky14 said:

Apologies if this has been covered, I received my ‘Signatory form’ from Monmouth B.S for the regular saver, I have added the new account online which is now pending. The form has just been put into the post box today. How soon do I need to wait before I can send some money to the account.

Thanks

I added the account to online banking as soon as I had the account number. It showed as pending. I then paid into the account before posting the signature form. Thus managed to get the account funded on 30 August.

On that basis I don't think you need to wait.

Same here. It's what I always did with MMTH accounts, never had a problem. It can just take a couple of working days until you actually see your deposit, which in my experience is always dated on the day you sent it, or the next working day if you sent it on a non-working day

Bridlington1

Not a top one but of note for those who live/work near a branch:

Penrith BS have launched a Regular Saver 200 (Issue 2) at 5%(var)
Account can be opened in branch only.

trickydicky14

JamesRobinson48 said:

Darlington BS  12 month Regular Saver  -  5.10% variable, max £250 pm,  open online/branch/post, limited penalty free withdrawals, no postcode restrictions.

https://www.darlington.co.uk/savings-account/12-month-regular-saver/?_gl=1*14oaxb3*_up*MQ..*_ga*MjA4MDkxODEwMC4xNzI1NDY0MTg5*_ga_NJJXTJHB1H*MTcyNTQ2NDE4Ny4xLjAuMTcyNTQ2NDE4Ny4wLjAuMA..

I see you can pay in with a debit card, that could be useful 

Bridlington1

JamesRobinson48 said:

Darlington BS  12 month Regular Saver  -  5.10% variable, max £250 pm,  open online/branch/post, limited penalty free withdrawals, no postcode restrictions.

https://www.darlington.co.uk/savings-account/12-month-regular-saver/?_gl=1*14oaxb3*_up*MQ..*_ga*MjA4MDkxODEwMC4xNzI1NDY0MTg5*_ga_NJJXTJHB1H*MTcyNTQ2NDE4Ny4xLjAuMTcyNTQ2NDE4Ny4wLjAuMA..

I'm afraid I beat you to it on 31/7/24. 

JamesRobinson48 said:

Suffolk BS Online 1 Year Variable Rate Regular Saver (30.09.2025)  -  5.15% variable, max £500 pm, online only, no withdrawals until end of term.

https://acquire.online.suffolkbuildingsociety.co.uk/sbs/savingsapplication/index/savings?acctype=4009

Unexciting rate, but no postcode restrictions, so might be worthwhile as a means of obtaining BS membership.

It's a little annoying, as I believe that two of the Suffolk BS's existing RS products (NLA) had their rates reduced from 5.15% to 4.90% effective 2 September.

I'm afraid I beat you to it on 1/8/24.

Both accounts were mentioned as ``no change" on the list of regular saver interest rate decreases since the last BOE base rate cut, which is currently on the Archived List of Regular Savers Thread.

happybagger

Bridlington1 said:

Not a top one but of note for those who live/work near a branch:

Penrith BS have launched a Regular Saver 200 (Issue 2) at 5%(var)
Account can be opened in branch only.

Anyone who has an existing Penrith account *may* get this by sending a secure message through their online banking. I have managed to do that in the past; I'm not trying this one

georged123

I have the Triple Access Saver at Coventry BS, if I transfer funds from this account to fund the Sunny Day Saver, will that count as a withdrawal from the account or are internal transfers exempt?

allegro120

georged123 said:

I have the Triple Access Saver at Coventry BS, if I transfer funds from this account to fund the Sunny Day Saver, will that count as a withdrawal from the account or are internal transfers exempt?

It will count as a withdrawal.

t1redmonkey

Just wondering if anyone knows for certain with the current available issue of the Gatehouse Regular Saver (5.3%):

a) Can this be held if you already have issue 1 (the 7% one)?
b) Can you close it before the 12 months are up?  I know it says you can't do withdrawals, but doesn't mention about full closure.