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Regular Savings Accounts: The Best Currently Available List!

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  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,516 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 8 September 2020 at 8:31PM
    Just concerned by that T&C 1.3 which is clear.

    What's the worst they can do though? Close it? So may well go for it.

    Cheers

    Update:
    Have applied, been accepted, and funded.
    Though, if I had done the maths first, do wonder whether I would have bothered as, at current rates (both variable), I seek to earn just £1pm more interest by drip-feeding, before tax!!!!
     :s 
  • polymaff
    polymaff Posts: 3,950 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    There's a parallel thread about Halifax Reward accounts.  T&Cs say a max of X accounts - some MSEers have 2X - or more.   . :)
  • Gers said:

    Too late! :(
    Why?
    "Look after your pennies and your pounds will look after themselves"
  • SoozyJ22
    SoozyJ22 Posts: 3,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    With regard to the Monmouthshire Regular account, how are you meant to fill in the Online Signatory form that they send out?
    In particular it's the "Please confirm by ticking the appropriate box whether the account holder is currently: Physically incapacitated : Mentally incapacitated : Neither physically or mentally incapacitated" section.
    At first I thought it was a part of Monmouthshire's know your customer approach and that I should tick the Neither box, but then underneath that section it says "If neither, please state the reason for the registration:" which makes me think that the section is perhaps only to be completed under certain circumstances, but nowhere does it say what those circumstances are so I'm in a quandary as to whether to fill it in or not.
    In normal times I'd just give them a ring, but in these not so normal times I thought I'd check here first.
    I thought there was something that said if you were applying for yourself you just had to fill in section 3? It wasn't obvious though as I only found it after wondering what box to tick in section 2.
  • Gers
    Gers Posts: 13,140 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Gers said:

    Too late! :(
    Why?
    Because I applied without being logged in. Hence the ID thing. 
  • Gers said:
    Gers said:

    Too late! :(
    Why?
    Because I applied without being logged in. Hence the ID thing. 
    Don't think it was anything to do with being logged in/out.
    I applied logged OUT and my account was showing within 30 minutes so deposited the £500 which took another 30 mins to appear. 
    Suggest they couldn't match your application details with the current details held??
  • Gers
    Gers Posts: 13,140 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
     
    Suggest they couldn't match your application details with the current details held??

    No idea why not... haven't moved in the past few months.  The only change is my occupation has changed to (finally and fully) retired.  Perhaps that's it.
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 9 September 2020 at 10:42AM
    Have you tried applying again while logged in. Strange that despite saying on their question page you can only have one regular saver in your name when you are logged in you can apply for another .
    "Look after your pennies and your pounds will look after themselves"
  • Gers
    Gers Posts: 13,140 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 9 September 2020 at 4:01PM
    Have you tried applying again while logged in. Strange that despite saying on their question page you can only have one regular saver in your name when you are logged in you can apply for another .

    No, haven't done that, probably too worried about messing up the system! 
    IN EDIT  - took the bull by the horns and applied whilst logged in - it worked!  New account approved and I'll fund it in a few minutes.

    Thanks for the nudge!
  • schiff
    schiff Posts: 20,257 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Chorley BS
    Slick procedure when the Loyalty Season Saver matures on 31.10.2020. Form and envelope provided to roll over to the new LSS, interest rate 1.35% variable. Roll over is nominal at £1 but no doubt topping up will follow. No need to complete a full application. The balance of the matured funds paid to the nominated account - they say the same day but it's a Saturday. 
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