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Regular Savings Accounts: The Best Currently Available List!
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jameseonline said:allegro120 said:jameseonline said:I'm thinking it might be worth exploring opening an easy access account with Monmouthshire now.
Had a regular saver with them ages ago, did nothing with it after funding it once because I didn't realise how old fashioned they were, like they sent passbook, had no idea what they were, for a while they kept being like we can send you a cheque etc, eventually more recently they were like they can send money back to the account I paid them from.
So my question would be are they still going to give me a passbook?, can I easily get at MY money ?, they still old fashioned etc?
Is the website easy to request my money out, like they do fast payments?, will I be wanting several days for money?.
Sorry if this seems a bit much but I want to be sure before starting things up again with them, even if this time I'm only going to initially set up an easy access with them to build up loyalty/get in the system
Requesting money is easy, the do FP but they don't deliver at weekends. One of my RS matured on Saturday and I didn't get the money until Monday.2 -
Monmouthshire BS
Anyone else got their 7% saver maturing shortly and not had any maturity info yet?
My 8% matures next Friday (30th) and I finally got the maturity letter this week, and the 7% matures 04/09 so surprised I've not heard anything from them about maturity options yet. I was hoping I could maybe give maturity instructions if I signed in, but there isn't anything about maturity options online. Am guessing I will just have to let them mature into Easy Access and move the money myself afterwards. On that thought, will they open new EA accounts or use the one I already have?0 -
Snapdragon said:Monmouthshire BS
Anyone else got their 7% saver maturing shortly and not had any maturity info yet?
My 8% matures next Friday (30th) and I finally got the maturity letter this week, and the 7% matures 04/09 so surprised I've not heard anything from them about maturity options yet. I was hoping I could maybe give maturity instructions if I signed in, but there isn't anything about maturity options online. Am guessing I will just have to let them mature into Easy Access and move the money myself afterwards. On that thought, will they open new EA accounts or use the one I already have?
I think leaving it to morph and withdraw is the easiest way, other methods are more complicated.4 -
Snapdragon said:Monmouthshire BS
Anyone else got their 7% saver maturing shortly and not had any maturity info yet?
My 8% matures next Friday (30th) and I finally got the maturity letter this week, and the 7% matures 04/09 so surprised I've not heard anything from them about maturity options yet. I was hoping I could maybe give maturity instructions if I signed in, but there isn't anything about maturity options online. Am guessing I will just have to let them mature into Easy Access and move the money myself afterwards. On that thought, will they open new EA accounts or use the one I already have?
apply.monbs.com/switch-savings3 -
10_66 said:Snapdragon said:Monmouthshire BS
Anyone else got their 7% saver maturing shortly and not had any maturity info yet?
My 8% matures next Friday (30th) and I finally got the maturity letter this week, and the 7% matures 04/09 so surprised I've not heard anything from them about maturity options yet. I was hoping I could maybe give maturity instructions if I signed in, but there isn't anything about maturity options online. Am guessing I will just have to let them mature into Easy Access and move the money myself afterwards. On that thought, will they open new EA accounts or use the one I already have?
apply.monbs.com/switch-savings3 -
jameseonline said:allegro120 said:jameseonline said:I'm thinking it might be worth exploring opening an easy access account with Monmouthshire now.
Had a regular saver with them ages ago, did nothing with it after funding it once because I didn't realise how old fashioned they were, like they sent passbook, had no idea what they were, for a while they kept being like we can send you a cheque etc, eventually more recently they were like they can send money back to the account I paid them from.
So my question would be are they still going to give me a passbook?, can I easily get at MY money ?, they still old fashioned etc?
Is the website easy to request my money out, like they do fast payments?, will I be wanting several days for money?.
Sorry if this seems a bit much but I want to be sure before starting things up again with them, even if this time I'm only going to initially set up an easy access with them to build up loyalty/get in the systemIn common with all building societies I know of (other than Nationwide) you won't have immediate access to your money unless you go to an agency or branch; in the case of the former there are limits on the amount of cash but they'll normally sort out a cheque for you. You can request a withdrawal online but there will be a wait.They will likely send paperwork for you to sign and return in the post, depending on whether or not they can revive the profile you had from last time.In order to get web access you need to wait for your passbook to be sent out, which will have your account number - then sign up. Then wait for them to send you an activation code by post. An app is promised and slated for the end of the year, but I imagine it'll be the same procedure then.Incidentally my wife and I 'nipped' to our nearest agency recently (Hereford, 2.5 hrs drive from Nottm - we didn't go specifically for the building society!) and received very good service; passbooks all dutifullly made up and my wife got her name changed - another one off the list!I'm very happy with the service we've received from Monmouthshire but it's certainly not a good fit if immediacy and modernity are priorities for you.1 -
WillPS said:jameseonline said:allegro120 said:jameseonline said:I'm thinking it might be worth exploring opening an easy access account with Monmouthshire now.
Had a regular saver with them ages ago, did nothing with it after funding it once because I didn't realise how old fashioned they were, like they sent passbook, had no idea what they were, for a while they kept being like we can send you a cheque etc, eventually more recently they were like they can send money back to the account I paid them from.
So my question would be are they still going to give me a passbook?, can I easily get at MY money ?, they still old fashioned etc?
Is the website easy to request my money out, like they do fast payments?, will I be wanting several days for money?.
Sorry if this seems a bit much but I want to be sure before starting things up again with them, even if this time I'm only going to initially set up an easy access with them to build up loyalty/get in the systemIn common with all building societies I know of (other than Nationwide) you won't have immediate access to your money unless you go to an agency or branch; in the case of the former there are limits on the amount of cash but they'll normally sort out a cheque for you. You can request a withdrawal online but there will be a wait.They will likely send paperwork for you to sign and return in the post, depending on whether or not they can revive the profile you had from last time.In order to get web access you need to wait for your passbook to be sent out, which will have your account number - then sign up. Then wait for them to send you an activation code by post. An app is promised and slated for the end of the year, but I imagine it'll be the same procedure then.Incidentally my wife and I 'nipped' to our nearest agency recently (Hereford, 2.5 hrs drive from Nottm - we didn't go specifically for the building society!) and received very good service; passbooks all dutifullly made up and my wife got her name changed - another one off the list!I'm very happy with the service we've received from Monmouthshire but it's certainly not a good fit if immediacy and modernity are priorities for you.
Surely they can email me my details? text my phone?
I'm not interested in going to a branch/agency?(Even though I probably could living in Wales), I'm only interested in website/app access.
I applied earlier so hopefully not going to be a total b ache.0 -
jameseonline said:WillPS said:jameseonline said:allegro120 said:jameseonline said:I'm thinking it might be worth exploring opening an easy access account with Monmouthshire now.
Had a regular saver with them ages ago, did nothing with it after funding it once because I didn't realise how old fashioned they were, like they sent passbook, had no idea what they were, for a while they kept being like we can send you a cheque etc, eventually more recently they were like they can send money back to the account I paid them from.
So my question would be are they still going to give me a passbook?, can I easily get at MY money ?, they still old fashioned etc?
Is the website easy to request my money out, like they do fast payments?, will I be wanting several days for money?.
Sorry if this seems a bit much but I want to be sure before starting things up again with them, even if this time I'm only going to initially set up an easy access with them to build up loyalty/get in the systemIn common with all building societies I know of (other than Nationwide) you won't have immediate access to your money unless you go to an agency or branch; in the case of the former there are limits on the amount of cash but they'll normally sort out a cheque for you. You can request a withdrawal online but there will be a wait.They will likely send paperwork for you to sign and return in the post, depending on whether or not they can revive the profile you had from last time.In order to get web access you need to wait for your passbook to be sent out, which will have your account number - then sign up. Then wait for them to send you an activation code by post. An app is promised and slated for the end of the year, but I imagine it'll be the same procedure then.Incidentally my wife and I 'nipped' to our nearest agency recently (Hereford, 2.5 hrs drive from Nottm - we didn't go specifically for the building society!) and received very good service; passbooks all dutifullly made up and my wife got her name changed - another one off the list!I'm very happy with the service we've received from Monmouthshire but it's certainly not a good fit if immediacy and modernity are priorities for you.
Surely they can email me my details? text my phone?
I'm not interested in going to a branch/agency?(Even though I probably could living in Wales), I'm only interested in website/app access.
I applied earlier so hopefully not going to be a total b ache.They don't send out codes by SMS/email in my experience. Of course they potentially could, but they don't.You clearly know the limitations of the building society's admittedly anachronistic systems, so you have no excuse for not setting your own expectations accordingly now that you're chosing to do business with them again. Be patient and all is well.0 -
jameseonline said:allegro120 said:jameseonline said:I'm thinking it might be worth exploring opening an easy access account with Monmouthshire now.
Had a regular saver with them ages ago, did nothing with it after funding it once because I didn't realise how old fashioned they were, like they sent passbook, had no idea what they were, for a while they kept being like we can send you a cheque etc, eventually more recently they were like they can send money back to the account I paid them from.
So my question would be are they still going to give me a passbook?, can I easily get at MY money ?, they still old fashioned etc?
Is the website easy to request my money out, like they do fast payments?, will I be wanting several days for money?.
Sorry if this seems a bit much but I want to be sure before starting things up again with them, even if this time I'm only going to initially set up an easy access with them to build up loyalty/get in the systemI managed to do everything (apart from the signatory element) online, if I remember correctly. Here's a screenshot of the Monmouthshire Reg Saver application confirmation I received while applying — hope it helps:
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OneUser1 said:New 6% Regular Saver at Monmouthshire. On website. £500 maximum per month, existing members and the rate variable.
Previously when this has happened the issue has resolved itself within 24 hours but given that one of Monmouthshire BS's regular savers from last year was only available for around 18 hours I've decided not to risk it so as a precautionary measure I've decided to screenshot their product page and paste it here for future reference.
I've saved a PDF version of the account specific Ts&Cs which can be uploaded to the wayback machine at a later date if necessary.
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