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Regular Savings Accounts: The Best Currently Available List!
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Wheres_My_Cashback said:t1redmonkey said:Wheres_My_Cashback said:t1redmonkey said:Just phoned MMBS and got some additional info from them which I'm sure some others will want to know:
You can close the new Exclusive Regular Saver issue 2 at any time in the next 12 months, and they will add accrued interest on top of the amount deposited as well.
Also for info, took nearly 25 minutes of holding before I got to speak to someone, so they seem to be very busy today!
Perhaps one of the reasons why MONBS struggle with applications.ClosureClosure of your Regular Saver account is allowed at any time without notice or penalty.3 -
jim1999 said:allegro120 said:jim1999 said:Does anyone remember the account in recent months that said it was a fix when opened, but then they later wrote and said actually it was a variable? I'm struggling to come up with any search terms that find it!
Seems they've committed to keep the rate the same from October when their other accounts drop, so that's a positive.0 -
flaneurs_lobster said:jim1999 said:allegro120 said:jim1999 said:Does anyone remember the account in recent months that said it was a fix when opened, but then they later wrote and said actually it was a variable? I'm struggling to come up with any search terms that find it!
Seems they've committed to keep the rate the same from October when their other accounts drop, so that's a positive.2 -
jameseonline said:I'm thinking it might be worth exploring opening an easy access account with Monmouthshire now.
Had a regular saver with them ages ago, did nothing with it after funding it once because I didn't realise how old fashioned they were, like they sent passbook, had no idea what they were, for a while they kept being like we can send you a cheque etc, eventually more recently they were like they can send money back to the account I paid them from.
So my question would be are they still going to give me a passbook?, can I easily get at MY money ?, they still old fashioned etc?4 -
allegro120 said:jameseonline said:I'm thinking it might be worth exploring opening an easy access account with Monmouthshire now.
Had a regular saver with them ages ago, did nothing with it after funding it once because I didn't realise how old fashioned they were, like they sent passbook, had no idea what they were, for a while they kept being like we can send you a cheque etc, eventually more recently they were like they can send money back to the account I paid them from.
So my question would be are they still going to give me a passbook?, can I easily get at MY money ?, they still old fashioned etc?
Is the website easy to request my money out, like they do fast payments?, will I be wanting several days for money?.
Sorry if this seems a bit much but I want to be sure before starting things up again with them, even if this time I'm only going to initially set up an easy access with them to build up loyalty/get in the system0 -
The Mon
I remember them asking me to post them a bank statement to prove the details were correct for my nominated (external) account, but they accepted a PDF sent via the messaging service. On the whole I've found them OK, don't remember having to do anything arduous.
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PRAISETHESUN said:where_are_we said:New Monmouth RS @6% - in their Savings Terms and conditions - "If we intend to lower the interest rate, we’ll let you know at least 30 days before the change happens, using letter, email, or text. If you’re not happy about the change, you
can close your account or move the money to another one. If you do this within the 30 days, you won’t have to pay any charges or lose any interest. We’ll assume you accept the change unless you tell us otherwise"I think it is worth the hassle if you have exhausted matching or higher paying interest accounts especially with the present climate of reducing rates.The above T&C`s mean you can withdraw your money if they reduce the rate by closing the account with no loss of interest. I am happy to get 6% on £500/month for knowing this. It`s a new account and I would be hopeful that they would not reduce the rate any time soon.It also keeps your Monmouthshire BS membership continuing in case they offer another member exclusive RS in the future.I consider myself to be a male feminist. Is that allowed?4 -
I'm struggling to work out what to put for the address details for Virgin Money because I want interest to go to my Virgin Money account.
Don't think Cardiff has a branch anymore.
Do I put that address down as that's where I opened it or does Monmouthshire want a Virgin Money HQ address?0 -
jameseonline said:I'm struggling to work out what to put for the address details for Virgin Money because I want interest to go to my Virgin Money account.
Don't think Cardiff has a branch anymore.
Do I put that address down as that's where I opened it or does Monmouthshire want a Virgin Money HQ address?0 -
flaneurs_lobster said:jameseonline said:I'm struggling to work out what to put for the address details for Virgin Money because I want interest to go to my Virgin Money account.
Don't think Cardiff has a branch anymore.
Do I put that address down as that's where I opened it or does Monmouthshire want a Virgin Money HQ address?
The team at Virgin Money
Sunderland
SR43 4JB
Then, thanks
I just did sort code checker with my account details too seems to be same address.
Just submitted an application for their Instant Saver hopefully I'll get it0
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