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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Stargunner
    Stargunner Posts: 1,036 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    edited 6 August 2024 at 9:24AM
    slush said:
    slush said:
    In case I have not missed this on here..

    Virgin Regular Saver Exclusive

    Save up to £250 a month for 12 months and get a fixed rate of 10.38% AER¹ (10.00% Gross²)


    If I've missed it on here, sorry for re-posting

    No worries.

    It's been mentioned once or twice...

    https://forums.moneysavingexpert.com/discussion/6545230/virgin-money-10-38-regular-monthly-saver#latest 

    But not that I can see in THIS thread - unles I've missed it
    If you look back to postings from 1st August when the account was launched, you will see lots of postings about it in THIS thread.
  • Chadsman
    Chadsman Posts: 1,113 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 6 August 2024 at 10:01AM
    I applied for the Virgin Money account last Friday and had to upload ID - I haven't used my ex-Yorkshire Bank current account for a couple of years. I have not heard anything since. Has anyone else had a similar experience?
    Does the regular saver appear via the same log in ID as the current account?
    God save the King!
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  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,550 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 6 August 2024 at 9:13AM
    Vortigern said:
    What’s the payment reference for the Virgin RS please? 
    Virgin does not need a reference. If your bank requires you to use a reference just make one up. First Direct insists on references for outgoing payments, XX fulfils the requirement.
    My Virgin RS has a reference 🤷‍♂️

    Don't know how vital it is to be quoted, as I did use it and my funds credited accordingly.

    Edit:
    Checking my Virgin Money RS app there is no mention of said reference, so not sure where I got it from now, even though it was only 5 days ago 🤦‍♂️🤣

    As you say, doesn't look like it's crucial to a successful transaction 🤔
  • Dizzycap
    Dizzycap Posts: 1,238 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Chadsman said:
    I applied for the Virgin Money account last Friday and had to upload ID - I haven't used my ex-Yorkshire Bank current account for a couple of years. I have not heard anything since. Has anyone else had a similar experience?
    Does the regular saver appear via the same log in ID as the current account?
    I also had to upload ID even though I hold a Virgin Money Isa along with other accounts because they apparently don't know who I am?
    I've had accounts with Virgin Money for years!?! I believe it's a delay tactic, so I will give them until the end of the week, and they're off my list for anything.........

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  • where_are_we
    where_are_we Posts: 1,243 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Skipton Members Regular Saver 3 @7% - I have trawled through Skipton`s rate reductions on 2/9/24.
    Looks like the above account remains unchanged.
    The recent Home Deposit Saver which is a regular saver @5.06% appears to be unchanged.


  • francoghezzi
    francoghezzi Posts: 214 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 6 August 2024 at 1:47PM
    Skipton Members Regular Saver 3 @7% - I have trawled through Skipton`s rate reductions on 2/9/24.
    Looks like the above account remains unchanged.
    The recent Home Deposit Saver which is a regular saver @5.06% appears to be unchanged.


    Skipton RS has a fixed interest, so it won't change
  • Skipton Members Regular Saver 3 @7% - I have trawled through Skipton`s rate reductions on 2/9/24.
    Looks like the above account remains unchanged.
    The recent Home Deposit Saver which is a regular saver @5.06% appears to be unchanged.


    Skipton
    Skipton Members Regular Saver 3 is a fixed rate account.
  • jameseonline
    jameseonline Posts: 1,211 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 6 August 2024 at 2:07PM
    Dizzycap said:
    Chadsman said:
    I applied for the Virgin Money account last Friday and had to upload ID - I haven't used my ex-Yorkshire Bank current account for a couple of years. I have not heard anything since. Has anyone else had a similar experience?
    Does the regular saver appear via the same log in ID as the current account?
    I also had to upload ID even though I hold a Virgin Money Isa along with other accounts because they apparently don't know who I am?
    I've had accounts with Virgin Money for years!?! I believe it's a delay tactic, so I will give them until the end of the week, and they're off my list for anything.........

    Thankfully I opened mine on the phone earlier, I've been with Virgin Money for a long time too, I'm in at least 2 systems, Virgin Money before Clydesdale takeover & Virgin Money after Clydesdale takeover.

    There's a Virgin Money Regular thread, might be easier for people to post in there now if anyone has issues.

    https://forums.moneysavingexpert.com/discussion/6545230/virgin-money-10-38-regular-monthly-saver
  • Skipton Members Regular Saver 3 @7% - I have trawled through Skipton`s rate reductions on 2/9/24.
    Looks like the above account remains unchanged.
    The recent Home Deposit Saver which is a regular saver @5.06% appears to be unchanged.


    Forgive me, I don't know where this list of Skipton's reductions lives.

    Was there any mention of the "secret" 5.2% FA Bonus Saver?
  • Hattie627
    Hattie627 Posts: 509 Forumite
    100 Posts Second Anniversary Name Dropper
    Skipton Members Regular Saver 3 @7% - I have trawled through Skipton`s rate reductions on 2/9/24.
    Looks like the above account remains unchanged.
    The recent Home Deposit Saver which is a regular saver @5.06% appears to be unchanged.


    Forgive me, I don't know where this list of Skipton's reductions lives.

    Was there any mention of the "secret" 5.2% FA Bonus Saver?
    Skipton Building Society FA Bonus Saver:- Goes down from 5.2% to 4.95% on 2 September (not a Regular Saver)
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