Regular Savings Accounts: The Best Currently Available List!

Kim_13

Sometimes there are “opened and funded, thanks” type posts which are perhaps unnecessary, unless another poster is asking a question because they’re having trouble getting the form to load or whatever, a field that can’t be edited, etc. If everything’s fine, the thanks button could suffice (barring where the post also contains information about that provider’s withdrawal/transfer process from a previous version of the account, in which case it may be useful.)

Just my 2p.

saverkev

And here's my 2p

I like it as it is.
If there's something there I don't want to read about I just scroll through it.

trickydicky14

Nick_C said:

This thread is great as it is.  People simply need to stop posting personal anecdotes and off topic discussion that adds nothing to the key information. 

Yes in a perfect world but it's not going to happen.

Bazzalona13295

Not a hardship to scroll down a few posts.

WillPS

saverkev said:

And here's my 2p

I like it as it is.
If there's something there I don't want to read about I just scroll through it.

Totally agree. It's a busy thread, and I expect some 'noise' as a result - but more often than not the contributions are between either interesting, useful or both. 

FishInGlass

Been away for the weekend and not checking - no biggie to quickly scroll through 34 posts on my return - sorry 35 now I have added this one.

gelato_cat

ForumUser7 said:

Mansfield Regular e-Saver 30 day notice - what have people done with this account please? Now I can get better rates on the funds elsewhere and even with other accounts I have with Mansfield BS themselves, I'm considering closing it given the monthly funding requirement. Anyone closed theirs so far, or intentionally left theirs open for any particular reason please? Trying to make my mind up. Thanks

I don't have one of these, BUT whenever I've had an online account with a company that's historically offered good products, I keep something open with them, even if it's just a basic easy access account with £1 in it.

That way, I know I've kept my online banking access.

So if I want to open another online account in the future, I don't have to go through the whole new customer setup, which sometimes involves waiting for verification codes in the post etc.

The process for opening new accounts as an existing customer is often a lot quicker, too.

And it keeps my hand in for any new loyalty-type products which require me to have continuously held an account for a certain period of time.

It mainly depends on your appetite for keeping track of loads of accounts you don't use much!

allegro120

gelato_cat said:

ForumUser7 said:

Mansfield Regular e-Saver 30 day notice - what have people done with this account please? Now I can get better rates on the funds elsewhere and even with other accounts I have with Mansfield BS themselves, I'm considering closing it given the monthly funding requirement. Anyone closed theirs so far, or intentionally left theirs open for any particular reason please? Trying to make my mind up. Thanks

I don't have one of these, BUT whenever I've had an online account with a company that's historically offered good products, I keep something open with them, even if it's just a basic easy access account with £1 in it.

That way, I know I've kept my online banking access.

So if I want to open another online account in the future, I don't have to go through the whole new customer setup, which sometimes involves waiting for verification codes in the post etc.

The process for opening new accounts as an existing customer is often a lot quicker, too.

And it keeps my hand in for any new loyalty-type products which require me to have continuously held an account for a certain period of time.

It mainly depends on your appetite for keeping track of loads of accounts you don't use much!

The same here. 132 accounts (not including the ones automatically created by the banks on maturity), some of them may never be useful, but this strategy proved to be beneficial.  Keeping track is easy with spreadsheet.

Bridlington1

allegro120 said:

gelato_cat said:

ForumUser7 said:

Mansfield Regular e-Saver 30 day notice - what have people done with this account please? Now I can get better rates on the funds elsewhere and even with other accounts I have with Mansfield BS themselves, I'm considering closing it given the monthly funding requirement. Anyone closed theirs so far, or intentionally left theirs open for any particular reason please? Trying to make my mind up. Thanks

I don't have one of these, BUT whenever I've had an online account with a company that's historically offered good products, I keep something open with them, even if it's just a basic easy access account with £1 in it.

That way, I know I've kept my online banking access.

So if I want to open another online account in the future, I don't have to go through the whole new customer setup, which sometimes involves waiting for verification codes in the post etc.

The process for opening new accounts as an existing customer is often a lot quicker, too.

And it keeps my hand in for any new loyalty-type products which require me to have continuously held an account for a certain period of time.

It mainly depends on your appetite for keeping track of loads of accounts you don't use much!

The same here. 132 accounts (not including the ones automatically created by the banks on maturity), some of them may never be useful, but this strategy proved to be beneficial.  Keeping track is easy with spreadsheet.

Are you including accounts that keep getting opened but remain unfunded so are automatically closed but swiftly reopened every x days and poor rate accounts that are open with £1 (or less) solely for ``loyalty" purposes in that total? If so then it seems we've coincidentally both ended up with the same number of savings accounts with a purpose.

dealyboy

Re. Thread changes discussion

I think there have been some really useful comments and possible unforeseen consequences ... and to be honest I've changed my mind in favour of the status quo.

One thing I do find useful is when people put the bank/building society or subject above their comment  .