Regular Savings Accounts: The Best Currently Available List!

Growingold

dingling68 said:

Kim_13 said:

Has anyone opened the 6 Month Regular Saver with Principality and not received a confirmation email from them?

Funded OK though.

I found my emails in my spam box this morning. They have been received safely when opening previous accounts

Same here just looked

Bridlington1

dingling68 said:

Kim_13 said:

Has anyone opened the 6 Month Regular Saver with Principality and not received a confirmation email from them?

Funded OK though.

I found my emails in my spam box this morning. They have been received safely when opening previous accounts

I've had the opposite, for the last year or so about 90% of my confirmation of account opening emails (across all providers) have ended up in my junk folder despite adding them all to safe senders list, it's getting slightly irritating to be honest as I have set them up to sort emails into designated folders and outlook seems to be ignoring this and putting them in junk instead. Principality's 6 month regular saver seems to be one of the few account opening emails that has gone into its proper folder though.

where_are_we

Principality 6 Month RS @8% fixed. The only thing not to like is that it is`nt a 12 month account.

However, The December 20 maturity date means that £1200 will earn 8% for 50 days (final SO on November 1).

Doubled up with my OH benefitting as well, means we can be "nice" to each other this Xmas!

jaypers

How long do deposits take to the Principality RS? 

wiseonesomeofthetime

I deposited about 10pm on 20 Jan, and it appeared in my Principality account the following morning, dated 20 Jan 👍

dcs34

Kim_13 said:

Where a RS doesn't state a maximum balance, it's usually possible to make a 13th payment at the start of the final calendar month, so the total sum only has a few weeks rather than a month.

Of course if someone hadn't been able to pay in the maximum each month, December could be used to pay in the shortfall or £200, whichever is the lower.

And of course some accounts specify a max balance on the product website, but will quite happily take in the monthly deposit each month, effectively allowing the 13th (or 7th in this case) payment and paying interest on that full balance at maturity.

Kim_13

jaypers said:

How long do deposits take to the Principality RS? 

Opened mine at about 5pm yesterday and the £200 was showing by this morning. A smaller test payment took a few hours, but I didn't check for the balance until this morning (both dated yesterday.)

On the subject of Principality, do they credit deposits on non-working days?

allegro120

jaypers said:

How long do deposits take to the Principality RS? 

I usually check it in about 1 or 2 hours and money is there (including weekends).

allegro120

Kim_13 said:

jaypers said:

How long do deposits take to the Principality RS? 

Opened mine at about 5pm yesterday and the £200 was showing by this morning. A smaller test payment took a few hours, but I didn't check for the balance until this morning (both dated yesterday.)

On the subject of Principality, do they credit deposits on non-working days?

Yes they do.

where_are_we

dcs34 said:

Kim_13 said:

Where a RS doesn't state a maximum balance, it's usually possible to make a 13th payment at the start of the final calendar month, so the total sum only has a few weeks rather than a month.

Of course if someone hadn't been able to pay in the maximum each month, December could be used to pay in the shortfall or £200, whichever is the lower.

And of course some accounts specify a max balance on the product website, but will quite happily take in the monthly deposit each month, effectively allowing the 13th (or 7th in this case) payment and paying interest on that full balance at maturity.

Are you saying that there is a good chance that Principality will accept a December £200 deposit into there new 6 month RS @8% even though this would take the balance to £1400?