Regular Savings Accounts: The Best Currently Available List!

dealyboy

@surreysaver said:

Whenever you're talking to a computer, you just need to tell it what it wants to hear. If you're giving data to a computer that already holds data on you, just give it the data that matches what it already knows 

... definitely a good tip that I try to follow ... so in my case most of my accounts are shown with just first name and last name so if I'm being asked my 'middle name (optional)' when applying for something I tend to leave it out ... another is the address I let the system find my address from the postcode and just select my property number, so no house/flat name, village or county.

soulsaver

dealyboy said:

@surreysaver said:

Whenever you're talking to a computer, you just need to tell it what it wants to hear. If you're giving data to a computer that already holds data on you, just give it the data that matches what it already knows 

... definitely a good tip that I try to follow ... so in my case most of my accounts are shown with just first name and last name so if I'm being asked my 'middle name (optional)' when applying for something I tend to leave it out ... another is the address I let the system find my address from the postcode and just select my property number, so no house/flat name, village or county.

The point is it shouldn't be a tip you need to follow if you've already got accounts there. But the Co Op apparently isn't that competent....

dealyboy

@soulsaver said:

dealyboy said:

@surreysaver said:

Whenever you're talking to a computer, you just need to tell it what it wants to hear. If you're giving data to a computer that already holds data on you, just give it the data that matches what it already knows 

... definitely a good tip that I try to follow ... so in my case most of my accounts are shown with just first name and last name so if I'm being asked my 'middle name (optional)' when applying for something I tend to leave it out ... another is the address I let the system find my address from the postcode and just select my property number, so no house/flat name, village or county.

The point is it shouldn't be a tip you need to follow if you've already got accounts there. But the Co Op apparently isn't that competent....

I know but I gave up trusting any organisation that uses computer systems to get it right some 50 years ago ... and what was I doing some 50 years ago? ... developing a computer system for Barclays Bank ... hehe.

tg99

My TSB Monthly Saver matured and changed to Easy Access account in early hours of today (Wed). Trying now to open another and says sorry not eligible. I meet all the criteria so does it take a certain time - 24-48 hours? - before system properly updates and recognises previous one now matured?

surreysaver

tg99 said:

My TSB Monthly Saver matured and changed to Easy Access account in early hours of today (Wed). Trying now to open another and says sorry not eligible. I meet all the criteria so does it take a certain time - 24-48 hours? - before system properly updates and recognises previous one now matured?

When you say today, do you mean yesterday, as today is Thursday?

Emily_Joy

Lloyds: I have an RS maturing on 3rd of April. Based on others experience, am I likely to have it closed with interest paid this tax year without me doing anything, or should I try to close it manually to be on a safe side?

kaMelo

Emily_Joy said:

Lloyds: I have an RS maturing on 3rd of April. Based on others experience, am I likely to have it closed with interest paid this tax year without me doing anything, or should I try to close it manually to be on a safe side?

They don't close automatically, the account is converted into an easy access account and the interest added.

liamcov

Does the Coop regular saver allow a 13th payment?

allegro120

liamcov said:

Does the Coop regular saver allow a 13th payment?

Yes Co-op RS allows 13th payment.

friolento

liamcov said:

Does the Coop regular saver allow a 13th payment?

Possibly. Make your 13th payment when the time comes and see what happens. Worst case they return the money to you.

They credited the £50 switch bonus to my RS this week, even though I had already maxed the payment for the month