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Regular Savings Accounts: The Best Currently Available List!

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  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Woops, someone calculated 12 months rather than 10 methinks. Unprofessional that it wasn't picked up by YBS prior to publication, they're the third largest BS in the country FGS.

    I'm also astonished that no one here picked it up before YBS did.

    https://forums.moneysavingexpert.com/discussion/comment/80536012/#Comment_80536012

    Their revised calculation of £1,540.97 however confirms that the maturity date is actually 1st November 2024, because that figure must include interest for 31st October as well.

  • Kim_13
    Kim_13 Posts: 3,445 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    AmityNeon said:

    Woops, someone calculated 12 months rather than 10 methinks. Unprofessional that it wasn't picked up by YBS prior to publication, they're the third largest BS in the country FGS.

    I'm also astonished that no one here picked it up before YBS did.

    https://forums.moneysavingexpert.com/discussion/comment/80536012/#Comment_80536012

    Their revised calculation of £1,540.97 however confirms that the maturity date is actually 1st November 2024, because that figure must include interest for 31st October as well.

    That’s a point, I noticed with 2023’s version it was also stated to mature on 31st October, but in reality matured on 1st November. It didn’t bother me, as I only had about £5 in it having used my withdrawal day to fund a fix.

    Given that external payments from YBS arrive the next day, even if the account did mature on 31st October it wouldn’t be possible to use the proceeds to meet minimum pay ins for October or to utilise October’s Regular Saver allowances, as the money would arrive on 1 November. 2 November therefore doesn’t make a material difference. Anyone needing the funds by the end of October would need to use the early closure option; having not used it, I’m not sure how long it would take to process.
  • gelato_cat
    gelato_cat Posts: 2,970 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Suzey said:
    @Special_Saver2, thanks for all your hard work.

    I just noticed on the Chorley site that the regular saver in your section 4 is no longer available and seems to have been replaced by this one with similar rules.  They need to receive the first deposit by 31st January and it matures on 31st December:

    https://www.chorleybs.co.uk/saving/regular-saver-31-12-24/

    @Special_Saver2 the above account has now gone, and has been replaced by this one which has similar rules.

    https://www.chorleybs.co.uk/saving/regular-saver-31-01-2025/

    They need to receive the first deposit by 29th February 2024, and the account matures on 31st January 2025.  The interest rate is 5.15% variable.
    I’m a Forum Ambassador and I support the Forum Team on the Savings & Investments, Small Biz MoneySaving and House Buying, Renting & Selling boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • For those that don't read the EA thread...Just to add it's ONE device only, Android/iOS. Very quick to install/set up.

    CREDIT to JANUSDESIGN

    Coventry BS have finally launched their own app (mentioned in their members blog) - installed the android version, registered and it seems to work fine.

    Hi, I’m Phil Boon, I head up our Digital teams here at CBS. I wanted to do two things in this blog. Firstly, thank you to some of you for your valuable input over the past few months in helping us shape the app. And secondly, I’m thrilled to announce the successful launch of our new app into the app store late last week. We wanted to run a few quick tests over the weekend before letting you know this morning – but I see from some of the forum posts you’ve already found it!

    For those involved in the testing process to get us to this point – we couldn’t have done it without your valuable contributions and were delighted and humbled by the passion and dedication our members have shown throughout. Your insights, feedback, and commitment have been the driving force behind creating an app that we believe will enhance yours and other members digital experience with CBS.

    But this is just the beginning. We have many exciting plans in store for the future, and we can’t wait to share them with you. Your continued feedback and enthusiasm will be crucial as we evolve and expand our digital offerings. We hope that the app will start or continue to be a key way you interact with us, and will provide the service you’d want to see.

    Once again, thank you for being an integral part of this incredible journey. We look forward to hearing your thoughts on the app and embarking on the next chapter of innovation together.

  • For those that don't read the EA thread...Just to add it's ONE device only, Android/iOS. Very quick to install/set up.

    CREDIT to JANUSDESIGN

    Coventry BS have finally launched their own app (mentioned in their members blog) - installed the android version, registered and it seems to work fine.

    Hi, I’m Phil Boon, I head up our Digital teams here at CBS. I wanted to do two things in this blog. Firstly, thank you to some of you for your valuable input over the past few months in helping us shape the app. And secondly, I’m thrilled to announce the successful launch of our new app into the app store late last week. We wanted to run a few quick tests over the weekend before letting you know this morning – but I see from some of the forum posts you’ve already found it!

    For those involved in the testing process to get us to this point – we couldn’t have done it without your valuable contributions and were delighted and humbled by the passion and dedication our members have shown throughout. Your insights, feedback, and commitment have been the driving force behind creating an app that we believe will enhance yours and other members digital experience with CBS.

    But this is just the beginning. We have many exciting plans in store for the future, and we can’t wait to share them with you. Your continued feedback and enthusiasm will be crucial as we evolve and expand our digital offerings. We hope that the app will start or continue to be a key way you interact with us, and will provide the service you’d want to see.

    Once again, thank you for being an integral part of this incredible journey. We look forward to hearing your thoughts on the app and embarking on the next chapter of innovation together.

    Installed in 2 minutes, works absolutely fine
  • friolento
    friolento Posts: 2,447 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    For those that don't read the EA thread...Just to add it's ONE device only, Android/iOS. Very quick to install/set up.

    CREDIT to JANUSDESIGN

    Coventry BS have finally launched their own app (mentioned in their members blog) - installed the android version, registered and it seems to work fine.

    Hi, I’m Phil Boon, I head up our Digital teams here at CBS. I wanted to do two things in this blog. Firstly, thank you to some of you for your valuable input over the past few months in helping us shape the app. And secondly, I’m thrilled to announce the successful launch of our new app into the app store late last week. We wanted to run a few quick tests over the weekend before letting you know this morning – but I see from some of the forum posts you’ve already found it!

    For those involved in the testing process to get us to this point – we couldn’t have done it without your valuable contributions and were delighted and humbled by the passion and dedication our members have shown throughout. Your insights, feedback, and commitment have been the driving force behind creating an app that we believe will enhance yours and other members digital experience with CBS.

    But this is just the beginning. We have many exciting plans in store for the future, and we can’t wait to share them with you. Your continued feedback and enthusiasm will be crucial as we evolve and expand our digital offerings. We hope that the app will start or continue to be a key way you interact with us, and will provide the service you’d want to see.

    Once again, thank you for being an integral part of this incredible journey. We look forward to hearing your thoughts on the app and embarking on the next chapter of innovation together.

    Installed in 2 minutes, works absolutely fine

    App not working if you use NordVPN
  • I can't see any sign of a Coventry BS app?
    Googled as usual, nothing.
  • surreysaver
    surreysaver Posts: 4,828 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I can't see any sign of a Coventry BS app?
    Googled as usual, nothing.
    https://play.google.com/store/apps/details?id=com.cbs.prod
    I consider myself to be a male feminist. Is that allowed?
  • dekkard
    dekkard Posts: 247 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    For those that don't read the EA thread...Just to add it's ONE device only, Android/iOS. Very quick to install/set up.

    CREDIT to JANUSDESIGN

    Coventry BS have finally launched their own app (mentioned in their members blog) - installed the android version, registered and it seems to work fine.

    Hi, I’m Phil Boon, I head up our Digital teams here at CBS. I wanted to do two things in this blog. Firstly, thank you to some of you for your valuable input over the past few months in helping us shape the app. And secondly, I’m thrilled to announce the successful launch of our new app into the app store late last week. We wanted to run a few quick tests over the weekend before letting you know this morning – but I see from some of the forum posts you’ve already found it!

    For those involved in the testing process to get us to this point – we couldn’t have done it without your valuable contributions and were delighted and humbled by the passion and dedication our members have shown throughout. Your insights, feedback, and commitment have been the driving force behind creating an app that we believe will enhance yours and other members digital experience with CBS.

    But this is just the beginning. We have many exciting plans in store for the future, and we can’t wait to share them with you. Your continued feedback and enthusiasm will be crucial as we evolve and expand our digital offerings. We hope that the app will start or continue to be a key way you interact with us, and will provide the service you’d want to see.

    Once again, thank you for being an integral part of this incredible journey. We look forward to hearing your thoughts on the app and embarking on the next chapter of innovation together.

    Anyone have a link to the members' blog please?
  • janusdesign
    janusdesign Posts: 981 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 6 February 2024 at 1:16AM
    dekkard said:
    For those that don't read the EA thread...Just to add it's ONE device only, Android/iOS. Very quick to install/set up.

    CREDIT to JANUSDESIGN

    Coventry BS have finally launched their own app (mentioned in their members blog) - installed the android version, registered and it seems to work fine.

    Hi, I’m Phil Boon, I head up our Digital teams here at CBS. I wanted to do two things in this blog. Firstly, thank you to some of you for your valuable input over the past few months in helping us shape the app. And secondly, I’m thrilled to announce the successful launch of our new app into the app store late last week. We wanted to run a few quick tests over the weekend before letting you know this morning – but I see from some of the forum posts you’ve already found it!

    For those involved in the testing process to get us to this point – we couldn’t have done it without your valuable contributions and were delighted and humbled by the passion and dedication our members have shown throughout. Your insights, feedback, and commitment have been the driving force behind creating an app that we believe will enhance yours and other members digital experience with CBS.

    But this is just the beginning. We have many exciting plans in store for the future, and we can’t wait to share them with you. Your continued feedback and enthusiasm will be crucial as we evolve and expand our digital offerings. We hope that the app will start or continue to be a key way you interact with us, and will provide the service you’d want to see.

    Once again, thank you for being an integral part of this incredible journey. We look forward to hearing your thoughts on the app and embarking on the next chapter of innovation together.

    Anyone have a link to the members' blog please?
    here is the link to the actual blog post - but I thought there was little point in posting that link in my original post on the EA thread as the Coventry BS Member Panel is invite-only and you would have to login to view the post... hence why I copy & pasted it.

    My invite to join the panel came via email in Dec 22 - I don't think you can cold register, so you might need to secure message CBS if you want to join the panel.

    btw - there are a couple of users complaining about the location issue with the app in the comments section of the above blog post.
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