Regular Savings Accounts: The Best Currently Available List!

AmityNeon

simonsmithsays said:

Frankly I don't understand people coming onto a MSE page and wasting energy saying getting X money more is a waste of time - whilst negatively posting on here seemingly isn't.

Each to their own I guess.

They actively monitor a thread. They see a new product announced/discussed. They feel better about their own inaction if they publicly justify why the new product being discussed is not worth it to them (instead of ignoring it, which is usually a much better indication of something not being worth one's time).

friolento

simonsmithsays said:

Frankly I don't understand people coming onto a MSE page and wasting energy saying getting X money more is a waste of time - whilst negatively posting on here seemingly isn't.

Each to their own I guess.

Well said     

BestSeagull

I think it's useful to hear both sides. It helps me to decide if it's worth it for me personally.

enthusiasticsaver

I have just opened up the YBS Christmas Saver too.  I just have this and Nationwide 8% RS so far this year.  The rest of our savings go into the YBS internet saver or savings spaces to be spent on cars/holidays/house etc. 

AmityNeon

BestSeagull said:

I think it's useful to hear both sides. It helps me to decide if it's worth it for me personally.

I wouldn’t call it both sides. £6.79 over a standard 5% account is just a neutral informative fact.

Dizzycap

I tried on and off for an hour to apply for a YBS Christmas regular saver. There seem to be issues with them having to check every single detail and then spending ages getting back to you.................

Never mind, if this doesn't work then they'll be another bus soon!

Kim_13

PloughmansLunch said:

I think I've broken it - this should be my 6th or 7th YBS account but for some reason it's blocked from deposits while they 'carry out further checks'

Mine too.

I was opening it only as a ‘just in case YBS are more competitive than their competitors as variable rates reduce’ so I’m not in any rush.

allegro120

BestSeagull said:

I think it's useful to hear both sides. It helps me to decide if it's worth it for me personally.

Simple decision for me.  6% is a good rate, opening the account takes only a couple of minutes, closure is permitted, straight forward t&c, no complications. Opened and funded this morning.  

Dizzycap

AmityNeon said:

BestSeagull said:

I think it's useful to hear both sides. It helps me to decide if it's worth it for me personally.

I wouldn’t call it both sides. £6.79 over a standard 5% account is just a neutral informative fact.

I agree! £6.79 is just that and it's there for the taking for a few minutes work! Unfortunately, my application seems to be taking ages while they check everything...........

Bazzalona13295

Typically changed my mind on the YBS Xmas Saver and opened it with a quid. Doubt I'll be able to put the maximum in but come Summer/Autumn having a 6% saver may be more beneficial than it is now so why not.