Regular Savings Accounts: The Best Currently Available List!

AmityNeon

BestSeagull said:

I think it's useful to hear both sides. It helps me to decide if it's worth it for me personally.

I wouldn’t call it both sides. £6.79 over a standard 5% account is just a neutral informative fact.

Dizzycap

I tried on and off for an hour to apply for a YBS Christmas regular saver. There seem to be issues with them having to check every single detail and then spending ages getting back to you.................

Never mind, if this doesn't work then they'll be another bus soon!

Kim_13

PloughmansLunch said:

I think I've broken it - this should be my 6th or 7th YBS account but for some reason it's blocked from deposits while they 'carry out further checks'

Mine too.

I was opening it only as a ‘just in case YBS are more competitive than their competitors as variable rates reduce’ so I’m not in any rush.

allegro120

BestSeagull said:

I think it's useful to hear both sides. It helps me to decide if it's worth it for me personally.

Simple decision for me.  6% is a good rate, opening the account takes only a couple of minutes, closure is permitted, straight forward t&c, no complications. Opened and funded this morning.  

Dizzycap

AmityNeon said:

BestSeagull said:

I think it's useful to hear both sides. It helps me to decide if it's worth it for me personally.

I wouldn’t call it both sides. £6.79 over a standard 5% account is just a neutral informative fact.

I agree! £6.79 is just that and it's there for the taking for a few minutes work! Unfortunately, my application seems to be taking ages while they check everything...........

Bazzalona13295

Typically changed my mind on the YBS Xmas Saver and opened it with a quid. Doubt I'll be able to put the maximum in but come Summer/Autumn having a 6% saver may be more beneficial than it is now so why not.

Sallyforth

Going to open the YBS Christmas saver simply because I see you can pay in a minimum of £1 by debit card which will satisfy the x5 payments I need to make when my new Co-op switch goes through to qualify for their bonus.  Will also make a couple of payments from my mostly dormant Nationwide account for the next three months in case they offer the Fair Share deal again this year.

It may also come in handy to be a member for future offers and there is a branch within walking distance of my home if ever needed.

SF x

allegro120

Sallyforth said:

Going to open the YBS Christmas saver simply because I see you can pay in a minimum of £1 by debit card which will satisfy the x5 payments I need to make when my new Co-op switch goes through to qualify for their bonus.  Will also make a couple of payments from my mostly dormant Nationwide account for the next three months in case they offer the Fair Share deal again this year.

It may also come in handy to be a member for future offers and there is a branch within walking distance of my home if ever needed.

SF x

Membership alone is worth an effort.  YBS has a history of offering loyalty products.  Once I had a short break in my membership and missed out on top rate RS as a result - learned it this way.

dcs34

Already an existing customer, logged in to apply, but apparently they still need me to send ID...
Oh well, I've got to do it for Furness, so not much extra work.

friolento

allegro120 said:

Sallyforth said:

Going to open the YBS Christmas saver simply because I see you can pay in a minimum of £1 by debit card which will satisfy the x5 payments I need to make when my new Co-op switch goes through to qualify for their bonus.  Will also make a couple of payments from my mostly dormant Nationwide account for the next three months in case they offer the Fair Share deal again this year.

It may also come in handy to be a member for future offers and there is a branch within walking distance of my home if ever needed.

SF x

Membership alone is worth an effort.  YBS has a history of offering loyalty products.  Once I had a short break in my membership and missed out on top rate RS as a result - learned it this way.

I agree, YBS membership is worth it BUT a regular saver that matures in 10 months time isn't the best account to choose for this. A standard easy access saver with a minimum balance is a better 'membership' account.