Regular Savings Accounts: The Best Currently Available List!

liamcov

Westbrom - do they offer any UK wide online accounts to overcome their postcode restrictions on the 6% account?

adindas

liamcov said:

Westbrom - do they offer any UK wide online accounts to overcome their postcode restrictions on the 6% account?

Many of their saving accounts (if not all) could be opened online.

https://www.westbrom.co.uk/savings

There are some accounts which are not restricted to particular post code or have existing saving meeting the requirement but the interest rate are not favourable.

The one 6% RSA have you tried open it online ? You have nothing to lose trying it. I personally could complete the form from the scratch in less than three minutes using PC with ultra widescreen monitor. This is one of the reason why I personally prefer online banking rather than mobile app.

Read previous post in this thread, someone manage to open it even without meeting the post code requirement or existing saving requirement.

flaneurs_lobster

liamcov said:

Westbrom - do they offer any UK wide online accounts to overcome their postcode restrictions on the 6% account?

Yes.

Easy enough to open a non-restricted account and when it's confirmed open, apply for the restricted one. Did it myself over 3 days last week.

Aidanmc

liamcov said:

Westbrom - do they offer any UK wide online accounts to overcome their postcode restrictions on the 6% account?

I opened an easy access saver and the 6% regular saver 1 day later and im not even UK mainland resident!

The whole process was simple

Emily_Joy

West Brom - can one have more than one RS?

ForumUser7

Emily_Joy said:

West Brom - can one have more than one RS?

One account per customer (single or joint)
https://www.westbrom.co.uk/savings/regular-savers/fixed-rate-regular-saver-issue-7

Not sure if you can hold both access and fixed though - this just means only one FR RS Issue 7 IMO

Bridlington1

ForumUser7 said:

Emily_Joy said:

West Brom - can one have more than one RS?

One account per customer (single or joint)
https://www.westbrom.co.uk/savings/regular-savers/fixed-rate-regular-saver-issue-7

Not sure if you can hold both access and fixed though - this just means only one FR RS Issue 7 IMO

The Fixed Rate and Access regular savers are two separate products and you may hold one of each, though at 3.6% the Access RS is far too low for me to open at the moment.

Emily_Joy

ForumUser7 said:

Emily_Joy said:

West Brom - can one have more than one RS?

One account per customer (single or joint)
https://www.westbrom.co.uk/savings/regular-savers/fixed-rate-regular-saver-issue-7

Not sure if you can hold both access and fixed though - this just means only one FR RS Issue 7 IMO

I have their issue 5 RS paying miserable interest. I am wondering if I can open issue 7 as well?

Bridlington1

Emily_Joy said:

ForumUser7 said:

Emily_Joy said:

West Brom - can one have more than one RS?

One account per customer (single or joint)
https://www.westbrom.co.uk/savings/regular-savers/fixed-rate-regular-saver-issue-7

Not sure if you can hold both access and fixed though - this just means only one FR RS Issue 7 IMO

I have their issue 5 RS paying miserable interest. I am wondering if I can open issue 7 as well?

I can't see anything to suggest you can't hold both issue 5 and issue 7 simultaneously. The issue 7 terms state:

Only one Fixed Rate Regular Saver (Issue 7) is permitted per customer (whether single or joint). 

Issue 5's terms state:

Only one Adult’s Fixed Rate Regular Saver (Issue 5) is permitted per customer (whether single or joint). 

Which doesn't rule out being able to have multiple issues, it just says that you can only have one of each issue.

dekkard

I don't think I've seen Principality's '2 Year Healthy Habits Saver Bond' mentioned here?

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond