Regular Savings Accounts: The Best Currently Available List!

JamesRobinson48

veryintrigued said:

Even when this RS was closed early (and later another opened up) physical documents had to be sent again.

Scottish BS:  I opened my RS easily enough last year mailing original docs, nothing too precious or sensitive: a tax coding notice and a credit card statement. I've since secured longer term continuity of BS membership by opening a fixed rate bond, with no further ID needed. Based on that form, I'm hoping not to be asked for any more ID when my RS comes up for renewal shortly. Anyhow, I'll decline if they ask for more ID!

phillw

Special_Saver2 said:

Halifax Regular Saver Account

Interest rate: 1.5% gross p.a. fixed 
Monthly payment: £25-£250

I just went to apply and it's offering 1%.

SFindlay

phillw said:

Special_Saver2 said:

Halifax Regular Saver Account

Interest rate: 1.5% gross p.a. fixed 
Monthly payment: £25-£250

I just went to apply and it's offering 1%.

It only dropped 2 days ago so still to be updated this weekend. 

redagila

Scottish BS RS. Can anyone tell me if they have used the PO to verify their IDs? I phoned them today & was told the IDs have to be certified although I can't see why the PO would do this & how valuable can that be? Any advice would be good, thanks.

liamcov

redagila said:

Scottish BS RS. Can anyone tell me if they have used the PO to verify their IDs? I phoned them today & was told the IDs have to be certified although I can't see why the PO would do this & how valuable can that be? Any advice would be good, thanks.

https://www.postoffice.co.uk/identity/document-certification 

lhsecons

Thanks for that information. I had absolutely no idea that the post office provided that service. Not cheap, but a lot cheaper than a solicitor!!

bigadaj

Solicitor certified document for me a few weeks ago for a tenner.

Special_Saver2

Hi Everybody,

Here is this weekend's update to this thread.

- Halifax Regular Saver account interest rate dropped from 1.5% fixed to 1% fixed for new accounts
- Lloyds Bank Club Lloyds Regular Saver interest rate dropped from 2% fixed to 1.5% fixed for new accounts

- Lloyds Bank and Bank of Scotland Regular Saver interest rate dropped from 1.5% fixed to 1% fixed for new accounts
- Lloyds Bank Club Lloyds Current Account and Bank of Scotland Current Account with Vantage option (feeder account section) interest rate dropping from 1st October, will pay 1.5% on £4,000 to £5,000 and 0.6% on less than £4,000

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

eddie7612

What have those who have had Saffron RSs mature recently done? Mine is coming up to maturity, thinking is it worth putting £1 in their maturity easy access account to remain a customer and hopefully they'll do RSs again in the future, or is it best to just close it?

Notepad_Phil

eddie7612 said:

What have those who have had Saffron RSs mature recently done? Mine is coming up to maturity, thinking is it worth putting £1 in their maturity easy access account to remain a customer and hopefully they'll do RSs again in the future, or is it best to just close it?

I've certainly kept a pound in an account there for that very reason - I seem to remember that online opening of the RS was only possible if you already had an account with them.