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Regular Savings Accounts: The Best Currently Available List!

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  • My ybs Xmas saver had already been converted to the internet saver plus 13 at 7am this morning. They either start work very earlier, have a night shift or it's automated.
  • allegro120
    allegro120 Posts: 1,864 Forumite
    1,000 Posts Second Anniversary Name Dropper
    adindas said:

    YBS Christmas 2023 Regular e-Saver

    I just checked it my YBS Christmas 2023 Regular e-Saver has become Internet Saver Plus I13. I check the documentation indeed October 30, is the day where the interest is supposed to be paid. If I remember correctly it used to be paying 5.75% but with conversion it becomes 4.80%.

    Now it becomes Internet Saver Plus I13, I just wonder does it mean that there is no more restriction for the frequency of withdrawal?? Is that correct??

    If this is the case, it is good to keep this account with minimum balance, as this account is one a few savings account that allow deposit by debit card. What do you think??

    That's what I have done. Left a pound to keep account active in case I want to apply for loyalty products in the future. 
    It's always good to to keep BS membership going.  Some years ago I've missed on YBS loyalty RS offering because I had a two months membership break.
  • Kim_13
    Kim_13 Posts: 3,419 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    adindas said:

    YBS Christmas 2023 Regular e-Saver

    I just checked it my YBS Christmas 2023 Regular e-Saver has become Internet Saver Plus I13. I check the documentation indeed October 30, is the day where the interest is supposed to be paid. If I remember correctly it used to be paying 5.75% but with conversion it becomes 4.80%.

    Now it becomes Internet Saver Plus I13, I just wonder does it mean that there is no more restriction for the frequency of withdrawal?? Is that correct??

    If this is the case, it is good to keep this account with minimum balance, as this account is one a few savings account that allow deposit by debit card. What do you think??

    I’ve kept £1 in mine - the interest rate is higher than Issue 11’s which I originally opened, so I may as well close that one once the Issue 13 has been open for long enough.
  • Deru
    Deru Posts: 636 Forumite
    Part of the Furniture 500 Posts Name Dropper
    My Club Lloyds Monthly Saver came up to a year.  I was then surprised to see the new one is now at 6.25% so started again.

    First Direct is 7% which I also have running
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Deru said:
    My Club Lloyds Monthly Saver came up to a year.  I was then surprised to see the new one is now at 6.25% so started again.

    First Direct is 7% which I also have running
    I am not quite sure othe people expereince but AFAIL it has always been 6.25%. I renewed mine in early April 2023 and the interest rate is alaredy 65.25 right from the beginning.


  • TomJ
    TomJ Posts: 237 Forumite
    Part of the Furniture 100 Posts Combo Breaker


    iadindas said:
    Deru said:
    My Club Lloyds Monthly Saver came up to a year.  I was then surprised to see the new one is now at 6.25% so started again.

    First Direct is 7% which I also have running
    I am not quite sure othe people expereince but AFAIL it has always been 6.25%. I renewed mine in early April 2023 and the interest rate is alaredy 65.25 right from the beginning.


    If by always you mean since March this year, then you're right.
    I am not a financial advisor or other expert. All posts are purely my thoughts at the time for discussion, not advice. Bear in mind, even most of this disclaimer is ripped off another forum user. Please check out the facts first before doing anything.
  • Catplan
    Catplan Posts: 411 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Monmouthshire balance updates, when can you expect it.

    SO from nominated account, can see it leaving on 1st (along with Beehive a Principality, which showed online yesterday), nothing in Monmouthshire RS as yet, in either. Last month was fine, nothing showing this month as yet. Just a quirk of monbs?
  • Kim_13
    Kim_13 Posts: 3,419 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Catplan said:
    Monmouthshire balance updates, when can you expect it.

    SO from nominated account, can see it leaving on 1st (along with Beehive a Principality, which showed online yesterday), nothing in Monmouthshire RS as yet, in either. Last month was fine, nothing showing this month as yet. Just a quirk of monbs?
    FP’s in have been 2 days later in my experience.

    My internal transfer made yesterday is now showing, but not a deposit made from my current account.
  • dekkard
    dekkard Posts: 246 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    My ybs Xmas saver had already been converted to the internet saver plus 13 at 7am this morning. They either start work very earlier, have a night shift or it's automated.
    Very much automated I'd imagine. Converting an account from one type to another type sounds simple enough to do without manual intervention.
  • Rudyson
    Rudyson Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Catplan said:
    Monmouthshire balance updates, when can you expect it.

    SO from nominated account, can see it leaving on 1st (along with Beehive a Principality, which showed online yesterday), nothing in Monmouthshire RS as yet, in either. Last month was fine, nothing showing this month as yet. Just a quirk of monbs?

    Same for me. I phoned Monmouthshire and they have received the deposit, but say it can take a couple of days to show in the account.
    Perfectly normal for them .apparently
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