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Regular Savings Accounts: The Best Currently Available List!

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  • Catplan
    Catplan Posts: 411 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Rudyson said:
    Catplan said:
    Monmouthshire balance updates, when can you expect it.

    SO from nominated account, can see it leaving on 1st (along with Beehive a Principality, which showed online yesterday), nothing in Monmouthshire RS as yet, in either. Last month was fine, nothing showing this month as yet. Just a quirk of monbs?

    Same for me. I phoned Monmouthshire and they have received the deposit, but say it can take a couple of days to show in the account.
    Perfectly normal for them .apparently
    Yeah I think initially the funding was slow after leaving account but as SO setup last month thought that was behind us, I’ll be patient.
  • Hattie627
    Hattie627 Posts: 348 Forumite
    100 Posts Second Anniversary Name Dropper
    I have four payments to four separate Monmouthshire BS RS accounts which left my Santander current account on 1st Nov, none showing yet. This has become normal for MonBS over recent months. They used to be one of the quickest of the smaller building societies to update their accounts.
  • Hattie627 said:
    I have four payments to four separate Monmouthshire BS RS accounts which left my Santander current account on 1st Nov, none showing yet. This has become normal for MonBS over recent months. They used to be one of the quickest of the smaller building societies to update their accounts.
    Why would it be of interest to you when those SO payments arrive in the Monmouthshire accounts ?
  • Kim_13
    Kim_13 Posts: 3,425 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    The only time I login to Mon BS (excluding the need to transfer/withdraw) is when I have made a payment from an account I haven’t used before, to check that the test payment has arrived first. In those cases it’s obviously preferable that they show sooner so that the account can be safely added to. Potentially nervy if you have sent a max payment and don’t know what to expect, but other than that Mon BS are one of the better smaller providers in that the payment shows as the date the transfer was made and not the date the money is allocated to the account. As Nick_C says, there’s no lost interest. 
  • saverbynature
    saverbynature Posts: 62 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 6 November 2023 at 2:47PM
    My Principality BS Christmas Regular Saver account matures on 11th November and I have been offered a new Christmas Loyalty RS at 6.25%. I have decided to open a loyalty account.
    The nePrincipality BS Loyalty RS at 6.25% was launched after the Christmas Regular Saver maturity letters had been sent out and is actually called "Maturity Winter Regular Saver Bond". Even if you've already completed a maturity request to transfer your maturing Christmas Regular Saver funds out of PBS and close the account you can still amend your choice before the maturity date by calling PBS. They advised me they will keep £125 back from the maturing balance that is being transferred elsewhere and then the account will be renamed Maturity Winter Regular Saver Bond and keep the exisitng account details. 
  • dgpur
    dgpur Posts: 207 Forumite
    100 Posts Second Anniversary Name Dropper
    My Principality BS Christmas Regular Saver account matures on 11th November and I have been offered a new Christmas Loyalty RS at 6.25%. I have decided to open a loyalty account.
    The nePrincipality BS Loyalty RS at 6.25% was launched after the Christmas Regular Saver maturity letters had been sent out and is actually called "Maturity Winter Regular Saver Bond". Even if you've already completed a maturity request to transfer your maturing Christmas Regular Saver funds out of PBS and close the account you can still amend your choice before the maturity date by calling PBS. They advised me they will keep £125 back from the maturing balance that is being transferred elsewhere and then the account will be renamed Maturity Winter Regular Saver Bond and keep the exisitng account details. 
    Thanks for this info. I was due to have all my money withdrawn on 8/11, but have now rung them up and changed to the new RS. 6.25% is definitely worth it! The y couldn’t have made revising the maturity option any easier - call answered quickly, a few security questions, and then it was done.
  • Hi folks

    Has someone got the details for the Cambridge 6% extra reward RS please?  They've now gone from the website.

    Maximum and minimum payments and the withdrawal penalty would be a great start

    TIA
  • ForumUser7
    ForumUser7 Posts: 2,458 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Hi folks

    Has someone got the details for the Cambridge 6% extra reward RS please?  They've now gone from the website.

    Maximum and minimum payments and the withdrawal penalty would be a great start

    TIA
    Seems to still be there

    https://media.umbraco.io/cambridge/uqenkmaf/extra-reward-regular-saver.pdf

    https://www.cambridgebs.co.uk/savings/regular-savings/extra-reward-regular-saver
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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