Regular Savings Accounts: The Best Currently Available List!

Catplan

DJDools said:

4trickydicky14 said:

DJDools said:

r6mile said:

I am having an absolute nightmare with MonBS. Letters take ages to arrive (I got a letter last week dated 1 September), their online system is a joke and the fact that resetting a password requires a letter to be sent in the post is ridiculously outdated! I am starting to think whether this is worth it really...

I am having the same issues.

I am not attempting to make excuses for MBS but the current postal service in this country is !!!!!!.

Recently I have had several periods without mail for up to a week. Despite Royal Mail are contracted to deliver six days a week, I have had to travel 8 miles round trip to collect my post from the sorting office only to be told we don’t have the staff. This is happening all over the place. So it may not always be down to a poor service from the sender.

Thanks, but MonBS have so far not responded to my two emails asking for help (via their website), nor have they phoned me on the 'we'll call you' promise. And I don't seem to be the only one having had to wait for several weeks (more than three weeks, in my case) for the registration code.  

I got an email saying it’s 20 days since we sent online code, I’d not received it, phoned them they sent first class on the Thursday it arrived Saturday and online setup complete. Worth calling them, got through after a couple of minutes on hold.

PRAISETHESUN

tg99 said:

Have not always saved copies of my regular saver terms and conditions but have got on my notes that the likes of Skipton, principality, ybs have the max £3k / £6k so no ‘13th payment’ would be allowed. And no 13th for First Direct either. Whereas no limit for Nationwide start to save issue 2 so could do a 25th here. Does the Coventry first home saver allow a 37th payment? Thks 

@Bridlington1 has put together a thread attempting to archive the T&Cs of past editions of regular savers, see here: https://forums.moneysavingexpert.com/discussion/6470420/an-archived-list-of-regular-saver-terms-and-conditions/p1

subjecttocontract

wiseonesomeofthetime said:

tg99 said:

Have not always saved copies of my regular saver terms and conditions but have got on my notes that the likes of Skipton, principality, ybs have the max £3k / £6k so no ‘13th payment’ would be allowed. And no 13th for First Direct either. Whereas no limit for Nationwide start to save issue 2 so could do a 25th here. Does the Coventry first home saver allow a 37th payment? Thks 

From the first edition Coventry FHS T&C:

4.3 If you open your account part-way through a month you may still deposit up to £1,000 until the end of that calendar month Likewise if your account term ends part-way through a month you may still deposit up to £1,000 in the final calendar month up until the date your account term ends This means that if you open your account on the 1st of a month your maximum balance is £36,000. If you open your account on any other day of the month your maximum balance is £37,000.

(Bold emphasis, mine)

But that 37th payment is only paying about 15p a day. Not worth getting excited about, is it ?

chris_the_bee

tg99 said:

Have not always saved copies of my regular saver terms and conditions but have got on my notes that the likes of Skipton, principality, ybs have the max £3k / £6k so no ‘13th payment’ would be allowed. And no 13th for First Direct either. Whereas no limit for Nationwide start to save issue 2 so could do a 25th here. Does the Coventry first home saver allow a 37th payment? Thks 

Yes: from their T'S&C's:-

• If you open your account part-way through a month, you may still deposit up to £1,000 until the end of that calendar month. Likewise, if your account ends part-way through a month, you may still deposit up to £1,000 in the final calendar month up until the date your account term ends. This means that if you open your account on the 1st of a month, your maximum balance is £36,000. If you open your account on any other day of the month, your maximum balance is £37,000.

surreysaver

subjecttocontract said:

wiseonesomeofthetime said:

tg99 said:

Have not always saved copies of my regular saver terms and conditions but have got on my notes that the likes of Skipton, principality, ybs have the max £3k / £6k so no ‘13th payment’ would be allowed. And no 13th for First Direct either. Whereas no limit for Nationwide start to save issue 2 so could do a 25th here. Does the Coventry first home saver allow a 37th payment? Thks 

From the first edition Coventry FHS T&C:

4.3 If you open your account part-way through a month you may still deposit up to £1,000 until the end of that calendar month Likewise if your account term ends part-way through a month you may still deposit up to £1,000 in the final calendar month up until the date your account term ends This means that if you open your account on the 1st of a month your maximum balance is £36,000. If you open your account on any other day of the month your maximum balance is £37,000.

(Bold emphasis, mine)

But that 37th payment is only paying about 15p a day. Not worth getting excited about, is it ?

Don't pay in the last £1k, then

subjecttocontract

Do Tipton & Coseley have online account access ? I can't see anything on their web site to register for it.

OneUser1

subjecttocontract said:

Do Tipton & Coseley have online account access ? I can't see anything on their web site to register for it.

They have their App. You need to load that. Allows the usual online access facilities. 

Rawrzy

subjecttocontract said:

Do Tipton & Coseley have online account access ? I can't see anything on their web site to register for it.

You have to download their app and apply for it through the app. They don't seem to have any management of accounts on their website.

SavingsBoo

subjecttocontract said:

Do Tipton & Coseley have online account access ? I can't see anything on their web site to register for it.

They have a (quite basic but functional) app but I think you're right about the lack of online access through a website

subjecttocontract

I don't do apps so, I won't have any access but not a problem. Thanks