Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

littlemissmoney said:

Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker

Website was having issues with the application whereas using the APP seemed to be a better option.

ForumUser7

littlemissmoney said:

Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker

Do you currently hold any one account with them that has been open for more than 12 months?

littlemissmoney

ForumUser7 said:

littlemissmoney said:

Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker

Do you currently hold any one account with them that has been open for more than 12 months?

And you win the prize Thanks, I think this is it. I've just checked and it's not quite 12 months. Thanks!

Nick_C

littlemissmoney said:

Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker

Phone the call centre.  Ask for a telephone appointment with a branch.  They will be able to open the account over the phone. 

chris_the_bee

Wheres_My_Cashback said:

schiff said:

Stafford Railway

I know I have to write to them in order to send my passbook - to close the account - but is there a way of getting a faster payment rather than a cheque, by attaching a cancelled cheque as evidence of the target account? Any experiences of this?

TIA

If you set up a nominated a/c you can receive payment via FP. You can complete the PDF on their site and e-mail it to them. You also need to e-mail them a copy bank statement.

• Faster payments are available to a nominated bank account in the holder(s) name.

https://srbs.co.uk/docs/default-source/default-document-library/srbs-nominated-bank-account-form.pdf?sfvrsn=ddbd2a20_8

You will still have to send your passbook off.

As well as the nominated bank account form above,
you also need a Faster Payments Withdrawal Form below;-
https://srbs.co.uk/docs/default-source/default-document-library/faster-payment-withdrawal-form.pdf?sfvrsn=798a8f70_0

friolento

schiff said:

Stafford Railway

I know I have to write to them in order to send my passbook - to close the account - but is there a way of getting a faster payment rather than a cheque, by attaching a cancelled cheque as evidence of the target account? Any experiences of this?

TIA

You need to send them your passbook with an account closure form and required current account statement.

PowerSavingMode

trickydicky14 said:

DJDools said:

r6mile said:

I am having an absolute nightmare with MonBS. Letters take ages to arrive (I got a letter last week dated 1 September), their online system is a joke and the fact that resetting a password requires a letter to be sent in the post is ridiculously outdated! I am starting to think whether this is worth it really...

I am having the same issues.

I am not attempting to make excuses for MBS but the current postal service in this country is !!!!!!.

Recently I have had several periods without mail for up to a week. Despite Royal Mail are contracted to deliver six days a week, I have had to travel 8 miles round trip to collect my post from the sorting office only to be told we don’t have the staff. This is happening all over the place. So it may not always be down to a poor service from the sender.

Thanks, but MonBS have so far not responded to my two emails asking for help (via their website), nor have they phoned me on the 'we'll call you' promise. And I don't seem to be the only one having had to wait for several weeks (more than three weeks, in my case) for the registration code.  

tg99

Have not always saved copies of my regular saver terms and conditions but have got on my notes that the likes of Skipton, principality, ybs have the max £3k / £6k so no ‘13th payment’ would be allowed. And no 13th for First Direct either. Whereas no limit for Nationwide start to save issue 2 so could do a 25th here. Does the Coventry first home saver allow a 37th payment? Thks 

gt94sss2

Anyone have views on whether Principally after likely to increase the rate on their First Home RS accounts?

I suspect they may see quite an outflow of funds if not..

wiseonesomeofthetime

tg99 said:

Have not always saved copies of my regular saver terms and conditions but have got on my notes that the likes of Skipton, principality, ybs have the max £3k / £6k so no ‘13th payment’ would be allowed. And no 13th for First Direct either. Whereas no limit for Nationwide start to save issue 2 so could do a 25th here. Does the Coventry first home saver allow a 37th payment? Thks 

From the first edition Coventry FHS T&C:

4.3 If you open your account part-way through a month you may still deposit up to £1,000 until the end of that calendar month Likewise if your account term ends part-way through a month you may still deposit up to £1,000 in the final calendar month up until the date your account term ends This means that if you open your account on the 1st of a month your maximum balance is £36,000. If you open your account on any other day of the month your maximum balance is £37,000.

(Bold emphasis, mine)