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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • DJDools said:
    r6mile said:
    I am having an absolute nightmare with MonBS. Letters take ages to arrive (I got a letter last week dated 1 September), their online system is a joke and the fact that resetting a password requires a letter to be sent in the post is ridiculously outdated! I am starting to think whether this is worth it really...
    I am having the same issues.

    I am not attempting to make excuses for MBS but the current postal service in this country is !!!!!!.

    Recently I have had several periods without mail for up to a week. Despite Royal Mail are contracted to deliver six days a week, I have had to travel 8 miles round trip to collect my post from the sorting office only to be told we don’t have the staff. This is happening all over the place. So it may not always be down to a poor service from the sender.


    Does anyone think that given this awful service the PO 'provide' some banks could be a little more flexible with such rules?

    I opened an account with Skipton a few months ago but because of the postal strike waiting for the postal ID numbers took forever.

    Even now the service is barely any better, waiting for the Tipton and Coseley postal ID's. Don't doubt they have sent them but when I'll receive is anyones guess.
  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 25 September 2023 at 8:00PM
    schiff said:
    Stafford Railway

    I know I have to write to them in order to send my passbook - to close the account - but is there a way of getting a faster payment rather than a cheque, by attaching a cancelled cheque as evidence of the target account? Any experiences of this?

    TIA
    If you set up a nominated a/c you can receive payment via FP. You can complete the PDF on their site and e-mail it to them. You also need to e-mail them a copy bank statement.

    • Faster payments are available to a nominated bank account in the holder(s) name.

    https://srbs.co.uk/docs/default-source/default-document-library/srbs-nominated-bank-account-form.pdf?sfvrsn=ddbd2a20_8

    You will still have to send your passbook off.
  • Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker :)
    :p Proud to be a MoneySaver! :p
  • Bazzalona13295
    Bazzalona13295 Posts: 914 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 25 September 2023 at 10:57PM
    Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker :)
    Worked ok for me but the YBS site isn't the best and I find the app even worse.
  • Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker :)
    Website was having issues with the application whereas using the APP seemed to be a better option.
  • ForumUser7
    ForumUser7 Posts: 2,502 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 25 September 2023 at 8:05PM
    Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker :)
    Do you currently hold any one account with them that has been open for more than 12 months?
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker :)
    Do you currently hold any one account with them that has been open for more than 12 months?
    And you win the prize :) Thanks, I think this is it. I've just checked and it's not quite 12 months. Thanks!
    :p Proud to be a MoneySaver! :p
  • Nick_C
    Nick_C Posts: 7,622 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Is anyone else having issues opening the YBS 7% account (as an existing customer)? I keep getting an error. I have sent them a message but it's the kind of thing MSE forum answers quicker :)
    Phone the call centre.  Ask for a telephone appointment with a branch.  They will be able to open the account over the phone. 
  • schiff said:
    Stafford Railway

    I know I have to write to them in order to send my passbook - to close the account - but is there a way of getting a faster payment rather than a cheque, by attaching a cancelled cheque as evidence of the target account? Any experiences of this?

    TIA
    If you set up a nominated a/c you can receive payment via FP. You can complete the PDF on their site and e-mail it to them. You also need to e-mail them a copy bank statement.

    • Faster payments are available to a nominated bank account in the holder(s) name.

    https://srbs.co.uk/docs/default-source/default-document-library/srbs-nominated-bank-account-form.pdf?sfvrsn=ddbd2a20_8

    You will still have to send your passbook off.
    As well as the nominated bank account form above,
    you also need a Faster Payments Withdrawal Form below;-
    https://srbs.co.uk/docs/default-source/default-document-library/faster-payment-withdrawal-form.pdf?sfvrsn=798a8f70_0
  • friolento
    friolento Posts: 2,551 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    schiff said:
    Stafford Railway

    I know I have to write to them in order to send my passbook - to close the account - but is there a way of getting a faster payment rather than a cheque, by attaching a cancelled cheque as evidence of the target account? Any experiences of this?

    TIA

    You need to send them your passbook with an account closure form and required current account statement.
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