Would you buy this house near floor zone / river?

PasturesNew

I think you just have to do your research and stand in the road itself... google for local Facebook groups sharing photos of "look how close this is to those new builds we said shouldn't go there", then decide. 
This afternoon I am seeing something that, on paper, is 3' above sea level, where there's flooding... but it's not this bit that floods.  So I'd not be bothered. 
Floods follow set routes, based on road layouts/topology.  They appear from under the ground, or a stream that starts above, as well as rivers overspilling.  You have to try to understand the local landscape. Sometimes just being 1' above water level is enough.... and sometimes 10' above isn't enough. 

csgohan4

how lucky do you feel? You think you can get house insurance at a reasonable price or at all?

eidand

I would not 

markin

I did find a topology map that indicated it was 15 to 20ft but i would not trust that, i would want to measure it for me self.

thearchitect

markin said:

I did find a topology map that indicated it was 15 to 20ft but i would not trust that, i would want to measure it for me self.

You might be right - it's hard to tell from Streetview and much depends on where the new house is exactly on the site.  I think, however, that OP is best reading the flood report in depth per my link above before he or she comes to a decision.

And, as I mentioned, there appear to have been gravel pits on the site.  That perhaps worries me a little more, as there will be some fill and hence greater care required with foundations.  Best to ask about that too.

markin

"England's new-build flood farce: One in TEN homes constructed over the last seven years are on land at highest risk from rising water levels"

https://www.dailymail.co.uk/news/article-8023835/One-ten-new-homes-built-land-risk-flooding.html

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https://www.youtube.com/watch?v=nXJeJrsmYCY

Davesnave

Great reporting by the Daily Fail. I don't see  those new builds in their article or the ham video, which is a pity because the headline is an issue worth discussion at the highest levels.

Tomg84

For me, it would depend on what the area actually looked like (relative height to water, size of river, what the flood assessments say) - how does it look right now after all this rainfall? Personally, our last two houses were similar distances to flooding areas as to yours from those flood maps. Our house didn't get flooded but if it did I would have expected to see Noah and his Ark.

Crashy_Time

Tory guy on QT recently banging on about a "Dutch Style" flood defence system for the future in the UK (The Netherlands got it handled in the 1950`s, I suppose because they had to) but like all big projects I don`t think you can bank on it, many houses now flooding every year are basically unsellable IMO.

Crashy_Time

https://www.theguardian.com/society/2018/apr/16/value-of-london-flats-slashed-by-grenfell-style-cladding
The developer just wants to flog you the overpriced house/flat and move on to the next mark, working out future re-sale problems is definitely in the buyers court, although some future problems can be harder to spot than others.