We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Would you buy this house near floor zone / river?

245

Comments

  • jimbog
    jimbog Posts: 2,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Gather ye rosebuds while ye may
  • Its a lot of money, its a nice area.
    Yes if I had the money the "river" Colne wouldnt worry me at all.
    Put https (in front of this) ://en-gb.topographic-map.com/maps/b9/England/

    Your property appears to be 20 feet above the river.

  • Personally, I wouldn't buy a house anywhere near a flood zone.   If, as seems predicted, flooding continues to be a risk near water and if the risk is increasing with predicted rise in water levels, it doesn't seem to be a very future proofed purchase.  There must be another house not near a river.  If the price is lower than generally seen, it will be low for a reason.
  • markin
    markin Posts: 3,864 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 19 February 2020 at 10:12PM
  • markin
    markin Posts: 3,864 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Its a lot of money, its a nice area.
    Yes if I had the money the "river" Colne wouldnt worry me at all.
    Put https (in front of this) ://en-gb.topographic-map.com/maps/b9/England/

    Your property appears to be 20 feet above the river.

    20ft isn't that much, So a big No, A look at google earth to see where the flood plain is may change my mind but doubtful.
  • I stay about 50m from an area marked on SEPA flood assessments as "at risk".  As others have rightly identified, however, a simple plan assessment can be misleading - one needs to look at the relative height of the property above the risk zone (which is itself likely to be above the river's normal range) and where water is diverted in severe conditions.  That's quite a complex exercise and the reason why a flood risk assessment has already been carried out.  Whether the latter document reflects worsening, wetter conditions is perhaps more of a question.   That and your attitude to risk.  But personally, I'd be cautious.
    Health Warning: I am happy to occasionally comment on building matters on the forum. However it is simply not possible to give comprehensive professional technical advice on an internet forum. Any comments made are therefore only of a general nature to point you in what is hopefully the right direction.
  • 20ft doesn’t sound like a lot. Very close to the property is also the sites balancing pond which is another concern
  • In all fairness, it's over 6m and therefore higher than the eaves on a modern two-storey house.
    Health Warning: I am happy to occasionally comment on building matters on the forum. However it is simply not possible to give comprehensive professional technical advice on an internet forum. Any comments made are therefore only of a general nature to point you in what is hopefully the right direction.
  • No. There isn't enough money in the bucket to protect current houses in trouble - why risk joining them?
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    20ft doesn’t sound like a lot. Very close to the property is also the sites balancing pond which is another concern
    20ft of additional depth of water seems like a fair margin to me. That's the whole point of the flood risk maps, they've worked out what the effect of the contours etc are.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.