£60 Admin Fee on courtesy car for speeding is it enforceable ?

Mercdriver

bingoplayer said:

gheee im sure i initally posted on the money saving forum but somehow in the process ive been teleported to a bailiff enforcement forum 
forget i asked folks il ignore it and take the "CCJ"

Well if you want to pay a 39.9% APR on credit because of CCJ, then how moneysaving is that?

Aylesbury_Duck

bingoplayer said:

gheee im sure i initally posted on the money saving forum but somehow in the process ive been teleported to a bailiff enforcement forum 
forget i asked folks il ignore it and take the "CCJ"

Perhaps you'd feel better if you told us what answer you wanted and one of us can provide it for you?  It would save you having to read correct advice that upsets you.

bingoplayer

Mercdriver said:

bingoplayer said:

gheee im sure i initally posted on the money saving forum but somehow in the process ive been teleported to a bailiff enforcement forum 
forget i asked folks il ignore it and take the "CCJ"

Well if you want to pay a 39.9% APR on credit because of CCJ, then how moneysaving is that?

i dont use credit nor do i want it in any way shape or form 

Dr_Crypto

What about insurance? Or even renting a property? 

Mercdriver

bingoplayer said:

Mercdriver said:

bingoplayer said:

gheee im sure i initally posted on the money saving forum but somehow in the process ive been teleported to a bailiff enforcement forum 
forget i asked folks il ignore it and take the "CCJ"

Well if you want to pay a 39.9% APR on credit because of CCJ, then how moneysaving is that?

i dont use credit nor do i want it in any way shape or form 

What about mortgage?  A CCJ would completely lock you out of mainstream deals.  Trust me, I know.  I had a CCJ for £500 which meant  couldn't be named on a mortgage when my wife and I were buying our first house, which means my name isn't on the deeds for our first house, which is still mortgaged.

bingoplayer

now why on earth would i want to buy property in a market thats set to collapse within the next 5 years ? 
add to that ridiculously inflated property through decades of false economy and to me the British housing market is a ticking time bomb i dont want to be anywhere near
when the market does eventually collapse and property returns to its intrinsic value then il buy cash 
insurance is a fixed rate APR it doesn't matter how good your score is better to pay the premium in full 

Mercdriver

bingoplayer said:

now why on earth would i want to buy property in a market thats set to collapse within the next 5 years ? 
add to that ridiculously inflated property through decades of false economy and to me the British housing market is a ticking time bomb i dont want to be anywhere near
when the market does eventually collapse and property returns to its intrinsic value then il buy cash 
insurance is a fixed rate APR it doesn't matter how good your score is better to pay the premium in full 

One of the questions on many insurance proposals for house and for car is: Have you a County Court Judgement against you?  I get that question on mine and I pay all of mine in full at renewal/inception.  It is not in relation to payment method.

Aylesbury_Duck

bingoplayer said:

now why on earth would i want to buy property in a market thats set to collapse within the next 5 years ? 
add to that ridiculously inflated property through decades of false economy and to me the British housing market is a ticking time bomb i dont want to be anywhere near
when the market does eventually collapse and property returns to its intrinsic value then il buy cash 
insurance is a fixed rate APR it doesn't matter how good your score is better to pay the premium in full 

You may be waiting a while.  People have been saying the same thing for years.  I've got friends who didn't get on the housing ladder because they were always awaiting a crash.  Trouble is, round here, prices are going up faster than their savings and earnings.

bingoplayer

well as you say i guess we'll just have to wait and find out ......i know where my chips are stacked 

AdrianC

bingoplayer said:

when the market does eventually collapse and property returns to its intrinsic value

And how is Sir defining that, except in terms of what a seller is happy to sell for and a buyer is willing to pay?