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Peering over the hill...
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Well done. Very smart looking. So what ~DIY is next - you usually seem to have a project on the go...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Nice work
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Looks really good, you've done well!Mortgage started 2020, aiming to clear 31/12/2029.3
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wow loving that door, definitely worth the pain
I am also v impressed with your window skills. I am going to have to really 'woman up' when I buy and get on some diy courses. Think it will save me time, money and aggro.DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Thanks all!
The next big project is a kitchen one.
We currently have a breakfast bar on the end short wall that we want to repurpose.
The plan is to turn it 90 degrees and use it as a top on three new cabinets under the window.
This will give us more work top and cupboard space, without losing any real floor space.
Not sure if we'll do it before Christmas or after (I haven't been told yet! 😆).If it's not adding up, compound it!4 -
Glad the forewoman is still on the job...
When you're done my stairs still need more work...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Wow that door looks brilliant; I am very impressed with your DIY. I wish I had half your skills! Kitchen project sounds great but hard work. CM2
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Do you seriously expect much advance notice? You'll get up one morning with a note pinned on your chest saying do it today 🙈
It's great how a 'simple' move will create a more viable space, without losing space. I'm looking forward to hearing how you get on.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Next comment will be why haven’t you done that yet! 😏MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0004 -
Are you okay @Grogged ? Missing youAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251
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