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Peering over the hill...

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  • Well done! It's great seeing the painting coming together and keeping Mrs G happy earns bonus points (please tell me she's not signed up here!!).

    Your dinner and pud are perfect for a Sunday.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Luckily she isn't! 🤣
    She's very MSE, but that's through upbringing.
    Dinner was delicious.
    If it's not adding up, compound it!
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad things are sorting for you... The roof is a good win even if the door is still to be finished
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    The great door painting saga appears to be finished!
    Now it's a choice of seeing if we want new door furniture or are keeping the existing letterbox, etc.

    Cats still puzzled by new roof. I give it a week!🐱
    If it's not adding up, compound it!
  • well done on getting the door finished!
    If I get this flat I have put an offer in for my entire MFW diary for the next 3 years will be  about DIY and saving for the  restructure... 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I agree, if I'd know how much of a pain the door was going to be I'd have moved...
    Call it shabby chic, you'll double your property value! 🤣
    If it's not adding up, compound it!
  • Now there's a thought....🤔
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Love it 
    Shabby chic all the way then. Dies that apply to gardens??? :*
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I can't say too much yet, but I'm hopeful I can host the next I'm a celebrity show...
    The new shed is big enough for Any and Dec, so who knows? 😁
    If it's not adding up, compound it!
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