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Fabulous February's NSD Challenge!
Comments
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I'm not going to spend anything today so it's 10/15
1 -
nothing to declare today . paid the garage for my replacement van battery .then with all this talk of fancy buns 🍰 I went to my favourite bakers for a fancy cake and steak pie..delicious. .I used to frequently there often and haven't had for ages so a fine treat for me2
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Oh very nice jammy dodger, love a fancy cake. I had a toasted tea cake with lashings of butter and a cuppa tea today. Not a NSD!!2
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jammy_dodger said:nothing to declare today . paid the garage for my replacement van battery .then with all this talk of fancy buns 🍰 I went to my favourite bakers for a fancy cake and steak pie..delicious. .I used to frequently there often and haven't had for ages so a fine treat for me
Sounds completely yummy jammy dodger!! I'm with Happy Monday and you, nothing beats a fancy cake when you're in the mood for it
The toasted tea cake sounds good too, Happy Monday
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So I think I’m still on 7 NSDs, nipped into town yesterday and bought some foody bits outside of the big shop and a couple of work tops, just cheap ones from Primarni, so not a NSD. I was hoping today might be one but I’ve got to go to the emergency dentist, I’ve got horrific toothache and I’ve got a feeling it’ll be an expensive visit.......1
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Happy_Monday said:So I think I’m still on 7 NSDs, nipped into town yesterday and bought some foody bits outside of the big shop and a couple of work tops, just cheap ones from Primarni, so not a NSD. I was hoping today might be one but I’ve got to go to the emergency dentist, I’ve got horrific toothache and I’ve got a feeling it’ll be an expensive visit.......
Oh dear Happy Monday, hope the dentist visit goes okay
2 -
Declaring early today with 12/15. We are off out for a lunch but happily it is a 'work' assignment, with the mystery shopping company picking up the bill. And we need to spend £70-£80. What a shame.
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Hope it goes well and that your dentist can sort things out for you, Happy_Monday. Tooth pain can be horrendous.Happy_Monday said:So I think I’m still on 7 NSDs, nipped into town yesterday and bought some foody bits outside of the big shop and a couple of work tops, just cheap ones from Primarni, so not a NSD. I was hoping today might be one but I’ve got to go to the emergency dentist, I’ve got horrific toothache and I’ve got a feeling it’ll be an expensive visit.......March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732 -
Yesterday was an NSD (I paid for a bus ticket, but not counting that as it was an absolute necessity what with yesterdays awful weather!).
Today won't be an NSD - me and the OH are having an early pancake day as he won't be around again after this weekend until after Shrove Tuesday.
So ending the week on 8/15.Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
8/15 NSD.
Not doing good badly, had a few unexpected spending days
. ***Dont save what is left after spending, spend what is left after saving***0
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