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Fabulous February's NSD Challenge!
Comments
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Happy Monday, so glad you love cinnamon bunsHappy_Monday said:Still on day 7 for me, bought a colleague a coffee and a bun today, she was really down and it cheered her up so well worth breaking my NSD for. Shame it wasn’t a cinnamon bun Cathybird x
The bun yesterday did cheer up my whole day. I did feel for a while after I'd eaten it that it was a slight waste of an NSD but it's as you and Delta said, low-spend days are good too.
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Hi cathybird - think my score has dropped off the latest list. I am on 10/15 NSDs not 9. Funny how important that hard-earned emoticon is!
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.733 -
February resultsAbundantBudget 5/10

beanielou 10/15

bestlifenow 2/20
bloomfelt 10/21

Butti 2/10
cathybird 10/15

confusedsaving 8/10
CJRyder 9/15
delta13 7/15
doingitanyway 9/16
Donkids22 4/15
Dottles1 3/12
Happy Monday 7/20
Honeysucklelou2 4/12
jammy dodger 11/20

karenccs67 4/15
killielila 5/15
little_green 9/15
Money Choices 6/10
Moneybelle37 7/15
MoneysavingmadGem 9/20
Muggle1000 2/29
Munchin 5/16
Optimistic Saver 11/15

pipster100 2/10
Saver.The.Taste 8/17
shopaholicnumber1 4/20
short_bird 4/10
Speky Squarehead 1/16
SSDD23 6/15
Thistimearound 5/12
TrushTush 5/20
Ttomo 3/10
Van_Girl 4/15
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Sorry Optimistic Saver, I've corrected that now. Please bear with me with this new format, it's more complicated keeping up! It doesn't help that the pages are so short now. Everyone, always do let me know if I've made a mistake ... wouldn't want anyone to have an incorrect score displayed in the list.Optimistic_Saver said:Hi cathybird - think my score has dropped off the latest list. I am on 10/15 NSDs not 9. Funny how important that hard-earned emoticon is!
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9/16 for me please cathybird
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
Well done doingitanyway



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Thanks cathybird - and for your persistence and work in keeping up this thread! Another NSD for me today, as it's a potting up seedlings day - ready for the propagator. Not planning to venture much further than the garage as it's blowing a hooley out there!!! So 11/15 it is.Sorry Optimistic Saver, I've corrected that now. Please bear with me with this new format, it's more complicated keeping up! It doesn't help that the pages are so short now. Everyone, always do let me know if I've made a mistake ... wouldn't want anyone to have an incorrect score displayed in the list.
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Up to 8
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9 so far. today is not one1
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Well done Optimistic Saver, confusedsaving and little_green



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