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Fabulous February's NSD Challenge!
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Hi Cathybird. My first NSD in the bag for FebruaryCC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
CC4 Aug 2020 £0
Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £00 -
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We finally got off the mark on Monday, yesterday was an NSD too so hopefully we're back into our rhythm!
2 / 20No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
Clear all Debt in 2020 #97 WE DID IT!! DFD June20200 -
Could I join please? 4 a week is my target. 2 NSD so far out of 16. Thank you lots for sorting.0
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Wow, busy morning! Well done bloomfelt, MoneysavingmadGem, beanielou, Honeysucklelou2, Butti, Dottles1, TrushTush, and Moneybelle37 :T:T:T:T:A:A and welcome to the thread Moneybelle :wave:0
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An early claim, to keep me on the straight and narrow no-spending track, today - so, 4/15 NSDs so far.From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.880 -
confusedsaving wrote: »Oh I also bought some coffee vouchers in advance. I know best would be to not buy any out - I have seriously cut down! - but I also know I will want to get one when I'm tired and need a pick-me-up.
So I bought vouchers in advance for £1 - cheaper than the normal £2.40+ and I can plan when I want to use themIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Im at 2 / 15 i need go to shop for milk and bread which is ness so if can avoid everything else ill count today as 3 ? lol
treated my daughter and her partner to take out for helping me put stuff up loft yesterday
and day before I succumbed to the temptation to have a wee play on gaming site actually won back more than I put in but I'm still not logging it as a good thing deleting the app off my phone and looking for free games since it too easy to think ill just pop a tenner on and have a few games and end up down at end of month :-(finances disaster but baby-stepping back to security:
2024 let's do this !!0 -
Am off to a slow start this month. Overdue opticians appointment on Saturday which cost a king's ransom for a new pair of glasses (£234 :eek:)! They were much needed and overdue as my prescription has changed massively - no wonder I've been struggling to see for the last few months and had to ditch the contact lenses in early December as I couldn't read anything anymore!
On Sunday the pooch was at the groomers as she was an overgrown shaggy, tangled mess! She has her op on 14th so needed to get her done before then anyway. Also picked up a couple of soup mugs from a discount shop as I frugally made some soup and then realised I had nothing whatsoever to store it in! 79p though for a lovely soup mug - £4.50 in Tesco for the same thing so happy with that!
So days 1 and 2 of the month were super expensive! Monday and Tuesday were NSD's though and today will be too so that will be 3/20 thankfully. I always seem to do better once I get on a bit of a roll for some reasonMortgage: £81,154.58 (03/19) - £54,849 (02/24)0
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