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Fabulous February's NSD Challenge!

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  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 4 February 2020 at 8:57PM
    Will be NSD number 3, for me, today. 3/15 :)

    I am as committed as ever to this brilliant challenge. It's helped so much over the past couple of months, when money has been tight. And continues to make me appreciate the purchases I do make - and the possessions I already have. Well, on most days it does.... :D
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    Not going to be one today, to my annoyance.

    I have an eBay return for a parcel that turned up a week late with no communication from the seller until the day it was delivered, so I had ordered a replacement. Seller assured me the return would be free, and surprise surprise has gone silent again, can't be bothered with the hassle over the £3 delivery to return, just want the original money back :mad:


    SSDD23, it seems wrong your NSD has been derailed by a rubbish eBay seller - I'd fight that, if it was me, but I get why you don't want the hassle. :(
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh I also bought some coffee vouchers in advance. I know best would be to not buy any out - I have seriously cut down! - but I also know I will want to get one when I'm tired and need a pick-me-up.

    So I bought vouchers in advance for £1 - cheaper than the normal £2.40+ and I can plan when I want to use them :)

    Well done on the NSDs confusedsaving :) :j:j and great thinking on the coffee vouchers!
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Will be NSD number 3, for me, today. 3/15 :)

    I am as committed as ever to this brilliant challenge. It's helped so much over the past couple of months, when money has been tight. And continues to make me appreciate the purchases I do make - and the possessions I already have. Well, on my days it does.... :D


    Well done Optimistic Saver :) :T:T and it's good to hear your positive thoughts about the challenge :)
  • cathybird wrote: »
    SSDD23, it seems wrong your NSD has been derailed by a rubbish eBay seller - I'd fight that, if it was me, but I get why you don't want the hassle. :(

    I might see what I can do via eBay once I've got the actual refund back, but for now the refund is the main priority x
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    NSD 4/20 today hopefully a low spend day tomorrow have my shopping list ready and meeting friends for coffee n cake
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    I might see what I can do via eBay once I've got the actual refund back, but for now the refund is the main priority x


    Fair enough and in fact the way they sent it suggests they might just be a seller with bad communication rather than dishonest - you never know!
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 February 2020 at 7:48PM
    I haven't spent anything today, don't think I will now so 3/15 :)


    PS scratch that, I had a bill due by tomorrow! Now paid so still on 2/15. :)
  • ttomo
    ttomo Posts: 38 Forumite
    10 Posts First Anniversary
    Hi all quick update spent Sunday decluttering so NSD, managed to avoid shops Monday so another NSD today I need vitamins so had to begrudgingly spend money but it wasn't a luxury. So I'm currently on 3 days :j
    #25 Saving for XMAS 2021 £1 a day: £75/£365
    PADBX 2021: #44 £3383/£3382 Debt free 6/7/21
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ttomo wrote: »
    Hi all quick update spent Sunday decluttering so NSD, managed to avoid shops Monday so another NSD today I need vitamins so had to begrudgingly spend money but it wasn't a luxury. So I'm currently on 3 days :j


    Well done ttomo :) :j:j
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