We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Fabulous February's NSD Challenge!

17810121358

Comments

  • Optimistic_Saver
    Optimistic_Saver Posts: 353 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 4 February 2020 at 8:57PM
    Will be NSD number 3, for me, today. 3/15 :)

    I am as committed as ever to this brilliant challenge. It's helped so much over the past couple of months, when money has been tight. And continues to make me appreciate the purchases I do make - and the possessions I already have. Well, on most days it does.... :D
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    Not going to be one today, to my annoyance.

    I have an eBay return for a parcel that turned up a week late with no communication from the seller until the day it was delivered, so I had ordered a replacement. Seller assured me the return would be free, and surprise surprise has gone silent again, can't be bothered with the hassle over the £3 delivery to return, just want the original money back :mad:


    SSDD23, it seems wrong your NSD has been derailed by a rubbish eBay seller - I'd fight that, if it was me, but I get why you don't want the hassle. :(
  • cathybird
    cathybird Posts: 16,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh I also bought some coffee vouchers in advance. I know best would be to not buy any out - I have seriously cut down! - but I also know I will want to get one when I'm tired and need a pick-me-up.

    So I bought vouchers in advance for £1 - cheaper than the normal £2.40+ and I can plan when I want to use them :)

    Well done on the NSDs confusedsaving :) :j:j and great thinking on the coffee vouchers!
  • cathybird
    cathybird Posts: 16,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Will be NSD number 3, for me, today. 3/15 :)

    I am as committed as ever to this brilliant challenge. It's helped so much over the past couple of months, when money has been tight. And continues to make me appreciate the purchases I do make - and the possessions I already have. Well, on my days it does.... :D


    Well done Optimistic Saver :) :T:T and it's good to hear your positive thoughts about the challenge :)
  • cathybird wrote: »
    SSDD23, it seems wrong your NSD has been derailed by a rubbish eBay seller - I'd fight that, if it was me, but I get why you don't want the hassle. :(

    I might see what I can do via eBay once I've got the actual refund back, but for now the refund is the main priority x
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    NSD 4/20 today hopefully a low spend day tomorrow have my shopping list ready and meeting friends for coffee n cake
  • cathybird
    cathybird Posts: 16,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    I might see what I can do via eBay once I've got the actual refund back, but for now the refund is the main priority x


    Fair enough and in fact the way they sent it suggests they might just be a seller with bad communication rather than dishonest - you never know!
  • cathybird
    cathybird Posts: 16,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 February 2020 at 7:48PM
    I haven't spent anything today, don't think I will now so 3/15 :)


    PS scratch that, I had a bill due by tomorrow! Now paid so still on 2/15. :)
  • ttomo
    ttomo Posts: 38 Forumite
    10 Posts First Anniversary
    Hi all quick update spent Sunday decluttering so NSD, managed to avoid shops Monday so another NSD today I need vitamins so had to begrudgingly spend money but it wasn't a luxury. So I'm currently on 3 days :j
    #25 Saving for XMAS 2021 £1 a day: £75/£365
    PADBX 2021: #44 £3383/£3382 Debt free 6/7/21
  • cathybird
    cathybird Posts: 16,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ttomo wrote: »
    Hi all quick update spent Sunday decluttering so NSD, managed to avoid shops Monday so another NSD today I need vitamins so had to begrudgingly spend money but it wasn't a luxury. So I'm currently on 3 days :j


    Well done ttomo :) :j:j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.