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Fabulous February's NSD Challenge!
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Will be NSD number 3, for me, today. 3/15

I am as committed as ever to this brilliant challenge. It's helped so much over the past couple of months, when money has been tight. And continues to make me appreciate the purchases I do make - and the possessions I already have. Well, on most days it does....
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
Not going to be one today, to my annoyance.
I have an eBay return for a parcel that turned up a week late with no communication from the seller until the day it was delivered, so I had ordered a replacement. Seller assured me the return would be free, and surprise surprise has gone silent again, can't be bothered with the hassle over the £3 delivery to return, just want the original money back :mad:
SSDD23, it seems wrong your NSD has been derailed by a rubbish eBay seller - I'd fight that, if it was me, but I get why you don't want the hassle.
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confusedsaving wrote: »Oh I also bought some coffee vouchers in advance. I know best would be to not buy any out - I have seriously cut down! - but I also know I will want to get one when I'm tired and need a pick-me-up.
So I bought vouchers in advance for £1 - cheaper than the normal £2.40+ and I can plan when I want to use them
Well done on the NSDs confusedsaving
:j:j and great thinking on the coffee vouchers! 0 -
Optimistic_Saver wrote: »Will be NSD number 3, for me, today. 3/15

I am as committed as ever to this brilliant challenge. It's helped so much over the past couple of months, when money has been tight. And continues to make me appreciate the purchases I do make - and the possessions I already have. Well, on my days it does....
Well done Optimistic Saver
:T:T and it's good to hear your positive thoughts about the challenge
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NSD 4/20 today hopefully a low spend day tomorrow have my shopping list ready and meeting friends for coffee n cake0
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I haven't spent anything today, don't think I will now so 3/15

PS scratch that, I had a bill due by tomorrow! Now paid so still on 2/15.
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Hi all quick update spent Sunday decluttering so NSD, managed to avoid shops Monday so another NSD today I need vitamins so had to begrudgingly spend money but it wasn't a luxury. So I'm currently on 3 days :j#25 Saving for XMAS 2021 £1 a day: £75/£365
PADBX 2021: #44 £3383/£3382 Debt free 6/7/210
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