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Facing reality
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Spent the last few hours reading through your diary. I wanted message to congratulate you on how far you have come. Your doing amazing. I hope your housemate is helping more x2
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Rgib89 said:Spent the last few hours reading through your diary. I wanted message to congratulate you on how far you have come. Your doing amazing. I hope your housemate is helping more x*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Hi Sarah popped in and managed to catch up. My girls back to school and it's amazing having a spare 10minutes with a cup of tea. You're making great progress on the cash and weigh loss front. I'm back on slimming world.
Finally Debt Free 24/4/20231 -
Choccygirl123 said:Hi Sarah popped in and managed to catch up. My girls back to school and it's amazing having a spare 10minutes with a cup of tea. You're making great progress on the cash and weigh loss front. I'm back on slimming world.
Thanks I lost another 2lbs this week and starting to notice a difference in my clothes. I did look at WW as work offer 12 weeks free but what I'm doing is working at the moment. If that changes then I may take up the offer.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
How is it having them back at school? Are you OK with it?Thanks I lost another 2lbs this week and starting to notice a difference in my clothes. I did look at WW as work offer 12 weeks free but what I'm doing is working at the moment. If that changes then I may take up the offer.
It's great to be honest, I'm pleased for them. Our eldest is in Y11 and she's got 12 weeks of school left. It's such a big transition, especially knowing that a lot of the year will split and take different paths. It's been stressful not knowing about exams etc, but she has a timetable when everything is happening now. Her mini exams are in May and she leaves at the end. She's just ready to get this year done and looking forward to starting A levels.That's great if you can get 12 weeks free....just think how much you could lose in 3months.
Finally Debt Free 24/4/20231 -
Choccygirl123 said:
How is it having them back at school? Are you OK with it?Thanks I lost another 2lbs this week and starting to notice a difference in my clothes. I did look at WW as work offer 12 weeks free but what I'm doing is working at the moment. If that changes then I may take up the offer.
It's great to be honest, I'm pleased for them. Our eldest is in Y11 and she's got 12 weeks of school left. It's such a big transition, especially knowing that a lot of the year will split and take different paths. It's been stressful not knowing about exams etc, but she has a timetable when everything is happening now. Her mini exams are in May and she leaves at the end. She's just ready to get this year done and looking forward to starting A levels.That's great if you can get 12 weeks free....just think how much you could lose in 3months.
I know but what I'm doing is working at the moment and free so whilst it works I will keep going as I am. I don't like following plans really like that as your kind of stuck with it. I'm just calorie counting and exercising more at the moment which feels more sustainable long term. I'm down 20lbs since Jan 4th and I've had several takeaways in that time too. Only really upped the exercise since start of march so be good to see where I'm at come the end. I took my measurements as well to have a comparison as well as scales. I've always been a slow loser due to medication and hormones sadly.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Well done with the weight loss you are doing brilliant 👏1
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Amazing progress Sarah! I've finally found the motivation to change my lifestyle. I've started strength training & I'm watching what I eat, for me it's not even about losing weight (that would be a bonus), I just want to feel stronger, fitter & healthier.Debt Free as of December 2020 👏
Save 12k in 2025 #6 - £300 / £3000
MFW - 19 months shaved off the mortgage1 -
CreditCardJunkie said:Amazing progress Sarah! I've finally found the motivation to change my lifestyle. I've started strength training & I'm watching what I eat, for me it's not even about losing weight (that would be a bonus), I just want to feel stronger, fitter & healthier.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3 -
Gosh that's great doing the sit ups and squats. Well done on the weight loss
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241
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