Frugal, thrifty, make do, mend! Let this debt come to an end!

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  • Frugalwoods have a blog :)
  • Elisheba
    Elisheba Posts: 1,532 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Still recovering today, but I'm definitely nearly there. Tonight I was actually a bit irritable because I hadn't done enough, so that means my energy has come back! Woop! Hope it had a nice holiday and is ready to get going!

    I've been thinking seriously today about how I can simplify my life. Should I get rid of the car? It would save up to £75 a month. I mainly use it for grocery shopping, and visiting people, these days. I don't need it for work any more. If I sold it I could buy an electric bike and a trailer for shopping with the proceeds, and put a few pounds by. It would mean freedom from saving for increasingly expensive car repairs every year, but would be much less convenient.

    I'm also still thinking of getting rid of the telly. Perhaps just the paid stations, and the BBC? Or perhaps get rid of the whole telly box? I don't like it much anyway - my ex bought it and it's huge and black and dominates the room. That would mean I couldn't ever watch DVDs though which is sometimes nice to do...

    Reading further into Hetzel's book she is a big advocate of homemade cleaning products and toiletries. I've read about them on here as well. I currently probably have enough soap, washing powder and fabric conditioner for at least a year so not an immediate concern for me, but something to bear in mind.

    On the topic of homemade toiletries, I lighten my hair regularly so I thought I should see what I can do with natural products if I want to move to more simple living. A bit of googling later, and I am currently sitting with my hair full of honey, cinnamon, olive oil and a bit of conditioner. Apparently the honey and cinnamon activate hydrogen peroxide and it should lighten my hair by a couple of shades. I reckon if I do this one week, and lemon juice on alternate weeks, and then put salt spray on my hair in summer, I might be able to get away from chemical dyes? Worth a shot!

    I got the washing and dishes done today, but didn't manage to get to the next level on the 'Being a functional adult' game and do any baking. I did make a chocolate mug cake though :rotfl:

    Other than that, a NSD. Everything is gearing up for next month now. I think my catalogue payment is going to come out at the end of this month as well as the beginning as its a 28 day cycle, so I'll need to do some financial jiggery pokery to make sure that's covered. It is the first debt I'm tackling so it doesn't matter too much - all the extra next month was going to go towards it anyway. As I've never done it before, I'm looking forward to adding up how much debt I'll have paid off in the month, and what percentage that is. Always good to watch numbers fall!
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - 67 remaining out of 72 My Frugal, Thrifty Moneysaving Diary
  • Elisheba wrote: »

    I've also been uploading receipts on 3 apps - Huyu, Shoppix and Receipt Hog. Are there anymore that do the same thing? I've answered a few surveys as well. At some point no doubt all these little things will pay some dividends, although it's all so tiny I have no idea when. Ah, well. It will be a lovely surprise when they do!

    Zipzero its also a receipt-scanning one, you get something like 1% of the receipt total back, and you can redeem it off of bills :)

    https://zipzero.com/ :)
  • The RHS produced a vegetable growing handbook a few years ago, which is quite useful as is Delia Smith's kitchen garden book. Online Sarah Raven is a good source of tips and sells quite a variety of seeds. Chiltern seeds sell a larger range which include some more unusual varieties. Happy planning :).
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000
    EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • Elisheba
    Elisheba Posts: 1,532 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Thanks, SSDD23. I've added it to my little folder of money saving apps!

    Cheers, Honeysucklelou2. I have quite a stash of catalogues I ordered a couple of months ago, and some beginners allotment books. I think the problem is it all seems quite mammoth and I'm not sure where to start. However, I've decide just to start small with some things I like, and see how I get on. Its better to do something than nothing!
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - 67 remaining out of 72 My Frugal, Thrifty Moneysaving Diary
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