£50,000 in 3 years diary. Can I do it???

RoxieW

:santa2::snow_laug:rudolf: as its nearly xmas and I'm feeling all festive I thought I'd post up my xmas budget, what I've got, what I need to get etc etc. Keep me on the straight and narrow so I dont go off the rails on xmas eve and buy loads of extras for people!

xmas list

coby and todd approx £150 each on toys £225 bought
bought with 25% off voucher ELC
coby and todd books £50 bought
mine and dale £80 each £160 bought
dad and mum and dad inlaw £80
- 2 x photobook of our wedding bought with
25% through quidco
dales sister - pamper hamper £25 semi bought
sister in law - pamper hamper £35 semi bought
dales brother - movie hamper £35 semi bought
friends hampers x 3 £100 semi bought
auntie and cousin £35 semi bought
- mother and daughter pamper hamper
cousins x 2 £25 bought
other friends x2 £20
misc family members - school photos £26 bought
of coby and todd

total £816 :eek:

quite scary but as we have two kids its not too bad I guess. you'll notice that i dont have much family on the list so my friends are the family replacements i guess so i spend abit more on friends then probably some people do.

working out the last few bits I need to get for the hampers there's £110 left to spend.

gonna get them last few bits the next time i go shopping and then AVOID the shops like the plague!!!

MERRY CHRISTMAS EVERYONE!

smartcat04

Hi Roxie,
Firstly, Good Luck with your driving test.
Sounds like you have everything worked out and have a determined attitude. I'm sure you will succeed in achieving your goal. It sounds like you have a sensible outlook and a house sounds like a worthy target.
Look forward to checking your diaries for updates.

Judith

Actiongirl_2

Hi Roxy, I think you are doing brilliantly. I agree that being young has nothing to do with it.

I was 23 when I bought my first flat, when all of my university friends were p~~ssing around renting, and travelling. I learnt very quickly about budgeting and running a home and the tricks that can be applied.

Now I am 29, own a 4 bed house with my fiance and am expecting our first child in March. Meanwhile, my uni friends are still renting, travelling and saving up for their first sofas.

But just because I am settled and 'grown up' doesn't mean that I can't get a lot out of this board - and who would admit to not needing a collective @@@ up the backside every now and again?!

Ps. I passed on my fourth go, i think I was successful due to bursting into tears the moment I got in the car, and being lucky enough to have a guy who was happy to talk to me about his grandchildren to calm me down and stop me crying! If yours looks sympathetic, you could always try that!!

RoxieW

Hi smartcat- thanks for the words of encouragement. i think having to report bacvk to this diary will help me to think twice before blowing the budget in future!

Hi action girl - glad you agree. age is nothing but a number! good luck with the baby - congrats! keep me posted on the pregnancy! re driving tests - i cry all the time. i cry before and i definately cry after! i think its worse as i go along because i just get more and more desperate to pass. resigned to failure tomo thou - in fact dont even if there will be a car for me to take my test in yet! hopefully i'll be so expecting to fail that i'll sail throu - god i hope so! i dont think my nerves can take many more tests. :eek:

gems2381

I think you're doing great Roxie, I'm 25 too and have a car.....and that's it! I still live at home with mum n dad .
I'm in debt with my student loan and I owe my parents about £4000, you've got so much more than me, hell I don't even have a boyfriend anymore (though that's not a bad thing as he spent all my money!).

Good luck with the saving, I hope you do it

RoxieW

Thanks Gems for the encouragement - hey at least getting rid of the boyfriend is a good thing!

gems2381

Yeah Roxie it was a good thing getting rid of him, I've been able to spend MY money on ME for a change! I've had a blast these past 3 weeks since I got rid

RoxieW

need to change your sig then - 'time to get me to stop spending ' :D

gems2381

Haha I'd forgotten about my sig, thanks for the heads up!

skintscotslass

Hi Roxy, just wanted to say Hiya and good luck and if you dont mind me highjacking say hi to Gems. Are you OK honey? xx