Regular Savings Accounts: The Best Currently Available List!

schiff

bristolleedsfan wrote: »

I don't think I've ever had someone come back to me so many times, normally someone gives up after 1 reply to me.

I'll try to remember that when I'm tempted to chat with you next time

I don't have your bottomless funds to play with.

Sorry, I forgot

nomorekids

Anyone not willing or indeed able to open a 4%

Principality BS Member Only Regular Saver Bond

in branch can do so by post.:j We did and our passbooks arrived this morning.:T

Application form is on their website.

soulsaver

nomorekids wrote: »

Anyone not willing or indeed able to open a 4%

Principality BS Member Only Regular Saver Bond

in branch can do so by post.:j We did and our passbooks arrived this morning.:T

Application form is on their website.

This info could useful if included...
http://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/member-only-regular-saver-bond

"Only available to Members who’ve been with us for two years or more, this bond, with a one year term, offers regular saving at an exclusive rate to reward loyal savers and mortgage customers."

interest_Ted

Just curious - aren't Halifax supposed to open an everyday saver for you at same time as opening the Regular saver ?
Or have they changed this requirement? (still in T&C, or don't I have the latest T&C ?)

Ted

schiff

interest_Ted wrote: »

Just curious - aren't Halifax supposed to open an everyday saver for you at same time as opening the Regular saver ?
Or have they changed this requirement? (still in T&C, or don't I have the latest T&C ?)

Ted

They opened one for me without my asking! Both Halifax accounts appear when I open up Bank of Scotland.

glider3560

interest_Ted wrote: »

Just curious - aren't Halifax supposed to open an everyday saver for you at same time as opening the Regular saver ?
Or have they changed this requirement? (still in T&C, or don't I have the latest T&C ?)

Ted

If you already have a "suitable savings account" then they won't open one during the application.

Neil_Jones

I only had a current account with Halifax when I opened my regular saver and I've since switched the current account away (the only other Halifax account I have is H2B which can't take a £3k lump sum) so it'll be interesting to see what happens when the regular saver matures...

glider3560

Neil_Jones wrote: »

I only had a current account with Halifax when I opened my regular saver and I've since switched the current account away (the only other Halifax account I have is H2B which can't take a £3k lump sum) so it'll be interesting to see what happens when the regular saver matures...

The terms cover that eventuality Your Regular Saver will be redesignated to a Everyday Saver. No idea why they can't do that for everyone?

veryintrigued

veryintrigued wrote: »

Just a reminder that this Savvy Saver should have matured but also that you're able to make £200 deposit (on top of the maximum £100) making a potential total £300 for the month of December into the SSFO.

Then back to a maximum of £200 per month going forwards.

I haven't had postal notification yet but a heads up that maturity on this should be next month.

mhoc

I have had the letter about our Nationwide Flexclusive regular saver which is due to mature very early January.
When it does mature it will have the same details - account and sort code but a new name Flexclusive Saver issue 8 - to me this is flannel as on your accounts list is just looks like an account name change and not a drop in interest rate to 0.50% (- the complacent few that don't check their accounts regularly wont realise, will ignore their letters and carry on paying in each month).

It does say though that I could carry on with "my savings journey" by opening a new Flexclusive regular saver next day after maturity with another year of 5% but it does not say what the maximum monthly payments it will allow.

(At the moment its in joint names but letters tend to come just in OHs name).

The account should now have the full £6000. Will the account allow the £500 payment for January 1st making the total £6500 or will it bounce back. Or should I just cancel the standing order now as the extra £500 will only be in the account a few days and wont make a vast amount of extra interest.
Or should I just cancel the standing order and put the final £500 in manually on January 1st?

When I open the new one should I be able to just open it in my name only - its funded by the household joint account?