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Regular Savings Accounts: The Best Currently Available List!

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  • liamcov
    liamcov Posts: 649 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Could you first thin down your list by telling us which of those are variable rates and which are fixed rates. ;)

    I've got no idea i'm afraid.
  • schiff
    schiff Posts: 20,303 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Leek B.S - Open Issue regular saver was increased to 2.25% including bonus on 1 December

    https://www.leekunited.co.uk/savings/regular-savings/

    Quote from their T&Cs:

    "These rates apply from 2 December 2917.

    * Gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax)."

    Is this to coincide with the UK finally clearing its current account deficit I wonder?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    liamcov wrote: »
    I've got no idea i'm afraid.
    It'll say in your paperwork and on their websites.
  • schiff
    schiff Posts: 20,303 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Leek B.S - Open Issue regular saver was increased to 2.25% including bonus on 1 December

    Starting one of these is equivalent to starting two Virgins, if necessary withdrawing most of the balance after several months and in effect starting two more Virgins.

    Depends on the interest rate on the next pair of Virgins.
  • schiff wrote: »
    Starting one of these is equivalent to starting two Virgins, if necessary withdrawing most of the balance after several months and in effect starting two more Virgins.

    Depends on the interest rate on the next pair of Virgins.


    Really :exclamati

    Leek B.S Regular Saver has been going for years and currently carries on year after year, those who have been saving into it will have a significant amount attracting 2.25% and those starting one of these now will probably be able to carry on saving into it year after year unlike Virgin regular saver.
  • schiff
    schiff Posts: 20,303 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Leek B.S Regular Saver has been going for years and currently carries on year after year, those who have been saving into it will have a significant amount attracting 2.25% and those starting one of these now will probably be able to carry on saving into it year after year unlike Virgin regular saver.

    I was losing my fondness for 2% RSs when my Leek matured, especially as it had to be kept open for the bonus, in favour of the Virgins, and others of course, with higher and more solid interest rates.
  • schiff wrote: »
    I was losing my fondness for 2% RSs when my Leek matured, especially as it had to be kept open for the bonus, in favour of the Virgins, and others of course, with higher and more solid interest rates.


    When I posted this it was neither aimed/meant for you

    http://forums.moneysavingexpert.com/showpost.php?p=73521894&postcount=6834


    I dont think Ive ever had someone come back to me so many times, normally someone gives up after 1 reply to me. :rotfl::rotfl:


    There can be a lot said for 2% regular savers that carry on year after year, I have Leek Homebuyers regular saver not available for new applications, paid 1000 into it month after month year after year currently have 42000 paying 2% and Yes ;) I also maximise higher paying accounts.
  • schiff
    schiff Posts: 20,303 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    I don't think I've ever had someone come back to me so many times, normally someone gives up after 1 reply to me.

    I'll try to remember that when I'm tempted to chat with you next time :)

    I don't have your bottomless funds to play with.

    Sorry, I forgot :o
  • Anyone not willing or indeed able to open a 4%

    Principality BS Member Only Regular Saver Bond

    in branch can do so by post.:j We did and our passbooks arrived this morning.:T

    Application form is on their website.
    If you want to be rich, never, ever have kids ;)
  • soulsaver
    soulsaver Posts: 6,669 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    nomorekids wrote: »
    Anyone not willing or indeed able to open a 4%

    Principality BS Member Only Regular Saver Bond

    in branch can do so by post.:j We did and our passbooks arrived this morning.:T

    Application form is on their website.

    This info could useful if included...
    http://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/member-only-regular-saver-bond

    "Only available to Members who’ve been with us for two years or more, this bond, with a one year term, offers regular saving at an exclusive rate to reward loyal savers and mortgage customers."
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