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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • mgarl10024
    mgarl10024 Posts: 643 Forumite
    Tenth Anniversary Combo Breaker
    edited 1 August 2017 at 9:24AM
    Perhaps the model will instead be that they do offer loads of accounts (like Virgin) but that you can only have one of all issues (ignoring 3/4) at a time.
    In that case, I'm not sure why like other banks/building societies they don't have just 1 regular saver product and simplify the terms to remove the max balances on specific dates.

    Leeds do seem to like to make these accounts complicated (the issue 3, 4 and 5 are very different to each other).
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Like ctdctd, I opened the Issue 6, noticing the T&Cs still point to issue 5, and then later seeing that they say on the website you can't have issue 6 if you already have issue 5. So why did their systems allow me to open the issue 6?

    I have funded the issue 6, and set up an SO for the remaining months. Might have to un-do that when they have got their act together, let's see.
  • ctdctd
    ctdctd Posts: 1,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    colsten wrote: »
    Like ctdctd, I opened the Issue 6, noticing the T&Cs still point to issue 5, and then later seeing that they say on the website you can't have issue 6 if you already have issue 5. So why did their systems allow me to open the issue 6?

    I have funded the issue 6, and set up an SO for the remaining months. Might have to un-do that when they have got their act together, let's see.

    They have updated the T&C's now and the restriction is mentioned at the top. :(
    Do Money Saving sites make you buy more bargains - and spend more money?
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    ctdctd wrote: »
    They have updated the T&C's now and the restriction is mentioned at the top. :(
    As you said, BAH. Though I am still waiting and seeing..........
  • interest_Ted
    interest_Ted Posts: 158 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    "The account can only be operated in branch or by post."

    Sounds to me like this is actually a branch operated type of issue 5, with a different issue number.

    Perhaps issue 7 will come along on 01 Sep for online operation (?) !

    Ted
  • ctdctd
    ctdctd Posts: 1,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    interest_Ted wrote: »
    "The account can only be operated in branch or by post."

    Sounds to me like this is actually a branch operated type of issue 5, with a different issue number.

    Nope, that's exactly the same as issue 5 which could be opened online but had the same clause regarding operation.
    Do Money Saving sites make you buy more bargains - and spend more money?
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    I will have to fall back to Virgin then, as I have issue 5 (and 4) so I cant open issue 6...

    Tell the next one

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • StevieR
    StevieR Posts: 1 Newbie
    Ninth Anniversary Combo Breaker
    Nottingham BS Special Regular Saver Issue 5


    2% £250/month, maturity date 19 Nov 2018


    (I can't see any mention of this previously)
  • apt
    apt Posts: 3,238 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Westie983 wrote: »
    I will have to fall back to Virgin then, as I have issue 5 (and 4) so I cant open issue 6...

    Tell the next one

    Westie983

    Virgin is a better bet anyway. The headline rate is slightly lower, but that is more than offset by the more flexible conditions and the slightly longer term.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    StevieR wrote: »
    Nottingham BS Special Regular Saver Issue 5


    2% £250/month, maturity date 19 Nov 2018


    (I can't see any mention of this previously)

    Branch only:


    https://www.thenottingham.com/savings/products/special-regular-saver-issue-5/
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