Regular Savings Accounts: The Best Currently Available List!

ctdctd

My Ford on-line banking is open but the 4% RS is not showing up there yet.

It's let me apply for another one within the on-line banking and I've got an application reference email - lets see what happens!

badger09

Got a bit over excited for a minute:o

Email telling me there is a secure message in my account. Hoping both new Reg Savers had appeared, I logged in. Only to be told that I'm 'earning interest with Ford Money' - on the princely sum of £5 I transferred yesterday:rotfl::rotfl:

karlie88

Steve_xx wrote: »

The Terms & Conditions do state:


Who can apply


You must be aged 16 or over to

apply for and hold Regular Saver for

your own benefit. You can hold one

by yourself or jointly with one other

person, also aged 16 or over.

Just informing people what's happened.

That's the last you'll hear about it from me.

Westie983

karlie88 wrote: »

Just informing people what's happened.

That's the last you'll hear about it from me.

Did Santander ever pick up on your second RS with them? Think you were the person whom managed to open two at 5%?

Westie983

EachPenny

Steve_xx wrote: »

The Terms & Conditions do state:
Who can apply
You must be aged 16 or over to apply for and hold Regular Saver for your own benefit. You can hold one by yourself or jointly with one other person, also aged 16 or over.

But you could also read that as:

You can hold an account by yourself or jointly with one other person, also aged 16 or over.

...without the intention to limit it to one per person. At least that is the way I'm going to interpret it for the next 10 minutes or so

Steve_xx

EachPenny wrote: »

But you could also read that as:

You can hold an account by yourself or jointly with one other person, also aged 16 or over.

...without the intention to limit it to one per person. At least that is the way I'm going to interpret it for the next 10 minutes or so

So you will substitute your terms for theirs!

karlie88

Westie983 wrote: »

Did Santander ever pick up on your second RS with them? Think you were the person whom managed to open two at 5%?

Westie983

Wasn't me (unfortunately) - it was someone else who managed it over the phone.

EDIT: just remembered it was kazza242.

https://forums.moneysavingexpert.com/discussion/comment/71086846#Comment_71086846

[Deleted User]

Just applied for the Ford Money Regular Saver. Application acknowledged by email. Just waiting fr the secure message to say account opened.

Can anyone clarify the "month" meaning as used by Ford? If I deposit £250 before the end of May, can I deposit a second £250 on 1 June (and on each 1st of the month until 1 May 2018)? Or will the next £250 only be accepted on the date a month after the first payment?

I've looked at the T and Cs and it is not clear. They don't use the term "calendar month" which other providers tend to use.

Steve_xx

My sister has just applied for the Reg Saver ISA. It wont accept her NI number for some reason.


Has anyone else had this problem?

Steve_xx

Deleted_User wrote: »

Just applied for the Ford Money Regular Saver. Application acknowledged by email. Just waiting fr the secure message to say account opened.

Can anyone clarify the "month" meaning as used by Ford? If I deposit £250 before the end of May, can I deposit a second £250 on 1 June (and on each 1st of the month until 1 May 2018)? Or will the next £250 only be accepted on the date a month after the first payment?

I've looked at the T and Cs and it is not clear. They don't use the term "calendar month" which other providers tend to use.

The terms mention "anniversary month". Therefore I guess you will have to wait until 23 June before you can make the second deposit; assuming that your first deposit goes in today.