Regular Savings Accounts: The Best Currently Available List!

schiff

Phone them and ask? It's quickest!

Ed-1

SuiDreams wrote: »

Can anyone confirm at what point after opening a 123 account, I would be come a 123 world customer and therefore entitled to the 5% interest on the regular e saver? I opened the account last week, have moved some DD's and they are now showing on the account, but none have been taken as yet, I have done the min pay in, but haven't been charged the monthly Fee as yet. Can I open the account at 5% now or do I need to wait for DD's to be taken / Fee to be paid before I would quailify? Thanks

You are a 123 World customer as soon as you hold a 123 account of some description. So you can do it now.

SuiDreams

Ed-1 wrote: »

You are a 123 World customer as soon as you hold a 123 account of some description. So you can do it now.

Thank you, will get that set up now. Thinks that's the last of the 5% accounts that I was missing.

ColdIron

Off the top of my head I think you become a 1|2|3 customer as soon as you hold a 1|2|3 Current Account. All the other conditions are just prerequisites for interest and cashback. Have you tried to open the Regular eSaver?

SuiDreams

ColdIron wrote: »

Off the top of my head I think you become a 1|2|3 customer as soon as you hold a 1|2|3 Current Account. All the other conditions are just prerequisites for interest and cashback. Have you tried to open the Regular eSaver?

I went to start the application process but it doesn't tell you which interest rate you will get, T&C's say you must be a 123 world customer at the point of applying to get the rate.

ColdIron

I can't remember when it showed me 5% or even if it did. I was a 1|2|3 Current Account customer like you so I knew I qualified. Did you try applying from the link in online banking when you were logged on? I'd carry through the application, you can always cancel within 14 days and get uppity on the phone

SuiDreams

Feel very stupid now. Once you get into the application there is a click to apply ad none 123 work and one for 123 world / Select. Account set up instantly at 5%. In the end it was easier to set up than the rest.

teddysmum

schiff wrote: »

'Tis

Don't you mean could be less?

No. The difference (ie saving) would be more if you were having to pay some of the £5 fee not covered by cashback . The saving would be £75 plus any topup, which you would no longer need to pay, assuming you closed the 123 account.

soulsaver

ColdIron wrote: »

Off the top of my head I think you become a 1|2|3 customer as soon as you hold a 1|2|3 Current Account. All the other conditions are just prerequisites for interest and cashback. Have you tried to open the Regular eSaver?

123 World customer... qualifiers:
http://www.santander.co.uk/uk/123-customers/

"A 1|2|3 World customer is someone who holds one or more of the following products:
1|2|3 Current Account
1|2|3 Lite Current Account
1|2|3 Student Current Account
1|2|3 Postgraduate Account
1|2|3 Credit Card
1|2|3 Graduate Current Account
1|2|3 Mini Current Account or 1|2|3 Mini (in Trust)
!
!
Trustees are not classed as 1|2|3 World customers. All customers must meet the eligibility for each product and 1|2|3 World offer. Please note the 1|2|3 Credit Card is no longer on sale."

Jo_Blogs

SurelyNot wrote: »

............

I wonder if the banks are anticipating a BOE rate increase?

Probably more of a 'best rate' to go along with other 5% regular savers that are presently on offer