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Regular Savings Accounts: The Best Currently Available List!

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  • teamgb
    teamgb Posts: 118 Forumite
    Part of the Furniture 100 Posts
    The Hanley web site now shows that the Home Deposit Saver can now only be opened in branch.


    I opened mine by post in March.
  • Can anyone please confirm whether the Leeds BS RS issue 3 can be opened late in the month and then S/O changed to 1st in month. Cheers.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Can anyone please confirm whether the Leeds BS RS issue 3 can be opened late in the month and then S/O changed to 1st in month. Cheers.

    Yes, no requirement to fund via SO, I pay mine by cheque in the post.

    Only requirements is to pay into the account monthly minimum of £50 including operating balance, maximum £250 a month.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    badger09 wrote: »
    My pigeon has only approx 70 miles to fly, assuming he uses the same route as his crow buddies;)

    He must have stopped for some R&R en route:o
    Mine landed this morning. All good.
  • Ed-1
    Ed-1 Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can anyone please confirm whether the Leeds BS RS issue 3 can be opened late in the month and then S/O changed to 1st in month. Cheers.

    It can but what benefit do you get from doing this as it's not a fixed term account?
  • Steve_xx
    Steve_xx Posts: 6,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ed-1 wrote: »
    It can but what benefit do you get from doing this as it's not a fixed term account?
    Almost one months extra interest on just £250, I'd say! So it's a very small benefit.
  • badger09
    badger09 Posts: 11,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Archi_Bald wrote: »
    Mine landed this morning. All good.

    Mine too.

    Cheque will passed to pigeon number 2 this afternoon for clearing:)
  • themadvix
    themadvix Posts: 8,768 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hi All,

    I wonder if someone could help me?

    I'm considering opening a TSB Monthly Saver but will have a variable amount to put in each month. I can't see anything in the T&Cs, and I know it goes against the idea of a regular savings a/c, but if I was prepared to change the amount of the SO each month manually, would this still qualify for the interest? All I can see that it says is that the money must be transferred by SO.

    Would be really grateful for any help - it's so difficult trying to juggle all the requirements of the different accounts to maximise the interest!

    Vicky
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Steve_xx
    Steve_xx Posts: 6,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    themadvix wrote: »
    Hi All,

    I wonder if someone could help me?

    I'm considering opening a TSB Monthly Saver but will have a variable amount to put in each month. I can't see anything in the T&Cs, and I know it goes against the idea of a regular savings a/c, but if I was prepared to change the amount of the SO each month manually, would this still qualify for the interest? All I can see that it says is that the money must be transferred by SO.

    Would be really grateful for any help - it's so difficult trying to juggle all the requirements of the different accounts to maximise the interest!

    Vicky
    Yes you can change the amount so long as it is between £25 and £250 per month.
  • themadvix
    themadvix Posts: 8,768 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 7 April 2016 at 2:14PM
    Hi Steve,

    Brilliant, thanks - that's just what I wanted to hear! :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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