We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

1373374376378379691

Comments

  • Steve_xx
    Steve_xx Posts: 6,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    On the moneysupermarket.com page on this account, it says you can deposit £100 - £500 per month. It also says you can access your money after 36 months (perhaps they mean access it penalty-free), which is also not stated on the Hanley Economic website. If anybody finds out any more then let us all know and I can put more detail in my entry on page 1 of this thread.

    SS2

    For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1
    There is a further conflict between Moneysupmarket and Hanley, ie Moneysupermarket says:

    Deposits and withdrawals

    • Withdrawals are allowed with this account (maximum 1 per annum).
  • bristolleedsfan
    bristolleedsfan Posts: 12,672 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 March 2016 at 2:53PM
    Hanley Economic B.S adopted a locals only policy many years ago and whilst a postcode restriction is not mentioned I will be surprised if it doesnt still have such a restriction in place for new savings accounts.

    http://www.thisismoney.co.uk/money/saving/article-2263946/Savers-face-postcode-lottery-rates-small-building-societies-limit-best-deals-locals.html

    https://www.lovemoney.com/news/19331/building-societies-locals-only-savings
  • harz99
    harz99 Posts: 3,756 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    edited 1 April 2016 at 12:26AM
    Just got a call from our Santander Branch reconfirming an appointment for Monday, still no idea of if/when their new regular saver will be openable on line.


    Contrast that with opening a Charter Savings 1year f/r account online with no probs and I'm not even an existing customer of theirs.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For those of you with this account (and with online access) its now showing your added interest and also that its a Chorlean Share account.
  • badger09
    badger09 Posts: 11,675 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    For those of you with this account (and with online access) its now showing your added interest and also that its a Chorlean Share account.

    Yes, I've checked mine today and interest has been added. I'll be logging in daily to see when they might have sent out my cheque:o
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Mine is still sitting there as a Sunshine Saver and without interest added. It might be because I was slower opening the account. My opening deposit cheque did not clear until October 9 2014. The value date for my first deposit was October 2 2014.
  • badger09
    badger09 Posts: 11,675 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Archi_Bald wrote: »
    Mine is still sitting there as a Sunshine Saver and without interest added. It might be because I was slower opening the account. My opening deposit cheque did not clear until October 9 2014. The value date for my first deposit was October 2 2014.

    It will probably appear on Monday ArchiBald.

    My first transaction shows Cheque Post Rec 1/10/14 and my interest appeared online today, credited yesterday 1st - in line with T&C.

    As your matures on a Saturday, interest should be credited on Monday but it probably won't be visible online until Tuesday.

    Then just the cheque to wait for then:cool:
  • Barney1954
    Barney1954 Posts: 18 Forumite
    Part of the Furniture 10 Posts Photogenic
    Chorley Sunshine Account

    For those of you with this account with online access, please could you post how much interest accrued on the account?
    Unfortunately, I'm unable to collect my cheque until next week.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 April 2016 at 8:33PM
    Barney1954 wrote: »
    Chorley Sunshine Account

    For those of you with this account with online access, please could you post how much interest accrued on the account?
    Unfortunately, I'm unable to collect my cheque until next week.

    £482.11 gross on a fully subscribed account.

    The MSE calculator is normally pretty accurate for these things:

    http://www.moneysavingexpert.com/savings/best-regular-savings-accounts?&_ga=1.203202456.803776318.1459365576#savingscalc
  • c-101
    c-101 Posts: 151 Forumite
    Hi hope someone can help me, have read back but can't find the answer I'm looking for.

    I have recently opened a TSB reg saver, made a first deposit via FPI through a non tsb bank then set up a regular payment from same account but it's not gone in as a SO its gone in as another FPI, this is the 2nd payment I've made.

    I'm aware that payments need to be made by SO to qualify for intrest, but only realised this after I made 1st payment, now I'm concerned as the regular payment I set up is showing as FPI, Will I qualify for intrest? Or would I be best to cancel the reg payment and set up a new SO from my TSB account. TIA for any help. :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.