Regular Savings Accounts: The Best Currently Available List!

Money_Man_Steve

Special_Saver2 wrote: »

Hi Folks,

I have been able to make an (unexpected) update this weekend.

- Cheshire BS Platinum Monthly Saver remains at issue 10, expiring 30th June 2015, so I have moved this account to post 7 (less than 12 months to maturity)

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

Page two of the product details for the Cheshire Platinum Monthly Saver Issue 10 account suggest that, after integration with the Nationwide has completed (in Sep 2014?) that the account will have no end date. The interest rate will remain at 3% AER but will no longer be fixed (it is currently fixed to 30/06/15). There will also be no restrictions on withdrawals (currently one is allowed during the fixed term without loss of interest) and the monthly deposit amount required will be changed to £1-£500 (it's currently £100-£500).

Assuming the rate stays at or above 3% AER this account seems a little more attractive, as you can pay in to it indefinitely after June 2015, minimise the monthly contribution right down to £1 if necessary and have easy access from the date of Cheshire's full integration to Nationwide.

Special_Saver2

Hi Everybody,

I can only find one account that has changed since last weekend.

- Cheshire BS Platinum Monthly Saver issue 10 replaced with issue 11, with a new expiry date of 14th September 2014 and details that it will convert to a Nationwide Monthly Saver 1 account also paying 3% variable interest on up to £500 per month but with no maturity date and no requirement for monthly deposits and unlimited penalty-free withdrawals. I have therefore moved this account to post 2
- Derbyshire BS Platinum Monthly Saver issue 11 remains unchanged but I have added a footnote pointing out the planned change to the Cheshire BS account in case Derbyshire BS follow suit

I will do another update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

Special_Saver2

Hi Folks,

I cannot find anything that has changed for this weekend's update.

I will do another update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

planteria

patientperson wrote: »

Hi planteria,
Building Society Regular Saver funded by DD.
Progressive BS .. Clockwork RS
Monmouthshire BS .. Saver Plus (2)

Thank you pp. i had missed this, apologies.

yes, Monmouthshire is the BS that i save with. apparently they will not allow DDs on newly-opened accounts, but if you are already onboard they assure me that they will allow DDs to continue, and for new ones to be set up.

i have an account with Progressive, but not a regular saver. thank you for drawing this to my attention. i see DDs are one of the payment methods. from £20, and pays 2.75%. will give them a call this morning.

patientperson wrote: »

Probably there are more out there.

i'm interested if there are.

patientperson

planteria wrote: »

Thank you pp. i had missed this, apologies.

yes, Monmouthshire is the BS that i save with. apparently they will not allow DDs on newly-opened accounts, but if you are already onboard they assure me that they will allow DDs to continue, and for new ones to be set up.

i have an account with Progressive, but not a regular saver. thank you for drawing this to my attention. i see DDs are one of the payment methods. from £20, and pays 2.75%. will give them a call this morning.

i'm interested if there are.

Good luck with your DD planteria.
The 2 mentioned happen to be part of my regular savers .. hence in the know. All the others are by STO.
If I come across any other regular saver funded by DD I will let you know.

Kazza242

I thought this might be helpful to those who can't get to a Nottingham Building Society branch:

The Nottingham have opened the 5% Special Saver regular savings account for me by post. I am an existing customer.

patientperson

Kazza242 wrote: »

I thought this might be helpful to those who can't get to a Nottingham Building Society branch:

The Nottingham have opened the 5% Special Saver regular savings account for me by post. I am an existing customer.

Very interested Kazza242 .. are you able to identify this friendly branch?

ctdctd

Kazza242 wrote: »

I thought this might be helpful to those who can't get to a Nottingham Building Society branch:

The Nottingham have opened the 5% Special Saver regular savings account for me by post. I am an existing customer.

Hi Kazza,

Did you send to head office?
And what form did you use?

TIA

Ed-1

Kazza242 wrote: »

I thought this might be helpful to those who can't get to a Nottingham Building Society branch:

The Nottingham have opened the 5% Special Saver regular savings account for me by post. I am an existing customer.

Did you send an application form to head office?

Kazza242

patientperson wrote: »

Very interested Kazza242 .. are you able to identify this friendly branch?

ctdctd wrote: »

Hi Kazza,

Did you send to head office?
And what form did you use?

TIA

Ed-1 wrote: »

Did you send an application form to head office?

I was going to be in the vicinity of one of their Harrison Murray agency offices so I rang them to find out if they could open the account for me. They said that they weren't currently set up to open savings accounts (though they would be doing this later in the year).

The adviser took my telephone number and said she'd pass it on to a branch adviser. An adviser (from the Nottingham branch) rang me the next day. When I told them I was an existing customer, they said they would open it via the post for me. They posted me the application form which I returned with a cheque. The passbook was sent to me earlier this week.