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Regular Savings Accounts: The Best Currently Available List!

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  • rl1
    rl1 Posts: 98 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Well - I'm very sorry I bothered asking the question. I thought this site was somewhere I could get some friendly impartial advice but obviously I was wrong.

    I got the information from Martin's list of best Regular Savings account on the main site. I thought this was the one that was updated regularly. I was pointing out the information on the Norwich & Peterborough account is misleading as it doesn't tell you that you have to open a current account, etc. At the same time I thought someone might just point me in the direction of the type of account I want. My mistake!
  • Rl1
    N&P have 3 regular savings accounts, the link from Martins article doesnt need a current account, it pays 4%.

    The Gold current account has a linked regular saver which pays 5%.

    The family regular saver also pays 5%.

    HTH
  • mary
    mary Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's not a mistake to ask a question and we have all been newcomers once. I can assure you that the accounts described at the beginning of this thread are updated regularly, as I have used them many times over myself. They are there for your guidance and it is up to you to check out the building society/banks own websites to verify the information fits what you are looking for. People can point you in certain directions, we are not professionals, but it is not spoon feeding either, you also have to put in some effort as well, as everybody's personal circumstances and needs are different.
  • RayWolfe
    RayWolfe Posts: 3,045 Forumite
    1,000 Posts Combo Breaker
    rl1 wrote: »
    Well - I'm very sorry I bothered asking the question. I thought this site was somewhere I could get some friendly impartial advice but obviously I was wrong.
    You mistake friendly joshing for unfriendliness. Special_Saver2 gives a lot of time and effort it keeping this thread up to date but if you want to be lead entirely by the hand you have asked the wrong question in the wrong thread. We are friendly and may tell you that your nose is running but don't expect us to wipe it for you.
    Get over yourself.
    :p There, that's me sticking my tongue out to you as another friendly joshing. OK?
  • How about the Newcastle BS Balance Builder ISA, save up to £500 /month up to your ISA limit.

    This is a regular savings account.

    3.4% interest tax free so equals about 4.25% for a basic rate tax payer.
  • avalanche wrote: »
    How about the Newcastle BS Balance Builder ISA, save up to £500 /month up to your ISA limit.

    This is a regular savings account.

    3.4% interest tax free so equals about 4.25% for a basic rate tax payer.

    Thank you.

    As in para 3 of the introduction in SS2's post #1, regular savings accounts which are cash ISAs are included in "Kazza242's thread here: Mini Cash ISAs: The Best ISAs Currently Available List "
  • Hi Everybody,

    I have checked through everything and there is nothing else to add or remove for this weekend's update.

    As anamenottaken mentioned in the last post, Kazza's ISA thread has the ISA regular savers - there are two regular saver accounts there at the moment.

    I will do another update next weekend.

    Until then...

    SS2
  • Special_Saver2
    Special_Saver2 Posts: 1,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 March 2010 at 10:38PM
    Hi Folks,

    Here is this weekend's update:

    - Santander Super Fixed Rate Monthly Saver terms and conditions have changed again - this regular saver is still paying 6% for 13 months on up to £250 per month but to open one you now need to open a new current account (rather than take out an investment or protection plan). I have updated my entry and moved this into post 5
    - Nottingham BS Branch Fixed Rate Regular Saver now has less than a year to run so I have moved it into post 7

    The children's regular saver accounts are well covered by Martin's Best Child Savings page which is why I do not cover them here but I will mention that the Prinicipality BS Dylan's Children's Regular Saver is coming out with a second issue tomorrow paying 4.5% fixed on £10-£150 per month. If it is like the adult regular savers that Principality offer, then you should be able to open one in addition to an existing issue 1 account. The details are on this emoneyfacts page. If you are not familiar with the tax implications of interest arising from children's accounts then please read Martin's Best Child Savings page!

    I will do another update next weekend.

    SS2


    Edit (01/03/10): I have added the A&L account mentioned below to post 5 now.
  • KTF
    KTF Posts: 4,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Looks like this is also available at A&L as well with the added bonus of Quidco and referrals.

    http://www.alliance-leicester.co.uk/savings/premier-regular-saver.aspx
  • Former_MSE_Dan
    Former_MSE_Dan Posts: 1,593 Forumite
    1,000 Posts Combo Breaker
    Hi folks,

    I have a really short notice request for help from the Sunday Times - they are looking for a savvy MoneySaver who is currently enjoying the benefits of using multiple regular saver accounts to talk to them as a case study.

    If anyone is happy to help them out, please let me know by PM. They have a real short notice deadline on this, so it's be excellent if you want to be involved, to contact me today.

    This is likely to involve getting your name (and potentially picture) in the paper this weekend - so be prepared!

    Thanks so much

    Dan
    Former MSE team member
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