We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

How many DCA's are PPC Bottom Feeders?

Hello all

I've been a long-time lurker here, but decided for new year to actually get posting.

I've had a couple of ideas for dealing with (as in attacking) DCA's, rather than simply ignoring them. One of these includes pointing out to the DCA that section 22.2 of the IPC ATA COP doesn't allow the debt to be "sold" or assigned to debt collectors, which could cause DRP no end of problems.

But the question is how many Debt Collectors are there out there doing the PPC bidding.
I have four in mind, DCBL, DRP, Trace and ZZPS.

MIL seem to have gone inactive after a well-reported hefty loss in 2017, Equita seem to have gone quiet since ParkingLie got sold by Capita and i'm not aware of any others.

Do Gladstones still sell their letterheads to DRP for fake LBCCC's?

Thanks in advance folks, just trying to see what I can do :cool:
«134567

Comments

  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 1 January 2020 at 6:19PM
    Hello all

    I've been a long-time lurker here, but decided for new year to actually get posting.

    I've had a couple of ideas for dealing with (as in attacking) DCA's, rather than simply ignoring them. One of these includes pointing out to the DCA that section 22.2 of the IPC ATA COP doesn't allow the debt to be "sold" or assigned to debt collectors, which could cause DRP no end of problems.

    But the question is how many Debt Collectors are there out there doing the PPC bidding.
    I have four in mind, DCBL, DRP, Trace and ZZPS.

    MIL seem to have gone inactive after a well-reported hefty loss in 2017, Equita seem to have gone quiet since ParkingLie got sold by Capita and i'm not aware of any others.

    Do Gladstones still sell their letterheads to DRP for fake LBCCC's?

    Thanks in advance folks, just trying to see what I can do :cool:

    I do agree that is it now time to attack the idiotic DCA's

    You see, the IPC is a dinosaur scam outfit who are past their sell by date, just the same as the BPA.

    The PPC 's are not selling to DCA's nor are they being assigned.
    They are simply being passed to DCA's in the hope some will pay

    The DVLA must give permission for the PPC to sell the debt.
    However, given the MIL fiasco, that will never happen again unless the DVLA want egg on their faces. Plus, I am sure the DVLA has no trust in PPC's

    It is the same old DCA's with new ones popping in and out and Yes the incompetent Gladstones still pimp out their letterheads.

    What you suggest above would not work as it does nopt happen

    Although, there are some who think that CPplus are selling to DCBL. If so, DCBL will become another MIL

    Legally, to sell or asign a debt, both seller and buyer must advise the person concerned of this.
    However with the PPC mentality and as they lack the stuffing being their ears, anything could happen
  • henrik777
    henrik777 Posts: 3,054 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    MIL were buying and being assigned. The other are not so. They are just being employed for their services. Hence they are toothless and cannot take court action in their own name.
  • DRP/Zenith are (still) claiming that the debt has been assigned, that is "sold" to them in their correspondence. I have a few examples...

    A DCA Lying is as bad as a DCA buying an unsaleable debt, in the eyes of Trading Standards and/or the courts.
  • Coupon-mad
    Coupon-mad Posts: 155,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Show us those examples. I have NOT seen DRP use the word 'assigned'.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • ashley_cohen
    ashley_cohen Posts: 61 Forumite
    edited 2 January 2020 at 4:53PM
    Zenith: NOTICE OF DEBT RECOVERY ASSIGNMENT
    White letters on a black background, on a letter dated 23 December 2019.

    I can't put a copy up, because i don't have enough posts. :mad:

    But DRP are the same company as Zenith, as all here know. So if Zenith are claiming it, so are DRP, if not in their first letter then in later ones.
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Post up a broken link ... and/or drop the http and www bits
  • Ralph-y
    Ralph-y Posts: 4,753 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    NEWBIES - HOW TO UPLOAD LINKS TO PHOTOS/SCANS TO MSE

    To upload a photo/scan link, you first need to host it on a free photo hosting site (like Dropbox, Imurg ), copy the URL, paste it here, but change the http to hxxp and we'll do the conversion. Newbies can't directly upload links to photos/scans until they've a few posts under their belt.




    Ralph:cool:
  • hxxps://ibb.co/F8hJNBQ

    I'm sure I'm not misunderstanding the meaning of the words in the black box, am I?
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 2 January 2020 at 5:17PM
    The image without the Reference Number...
    Capture.png
  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    I would have redacted the reference number
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.