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2020 - 'Nothing in your life will change until you make the decision to change'

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  • jwil
    jwil Posts: 21,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you all :)
    "If you can dream it, you can do it". Walt Disney
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope your family all recover quickly. It would be great if you could also get your money back - but health most important. Hugs. It's a difficult time for everyone.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Mother's Day Jwil 🌷
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks everyone :)  I think we are going to get 50% back, I'm happy with that.  The park was still open so wasn't expecting anything.

    Struggling a bit today.  I don't think I've managed to balance everything at all.  I got up at 5 to try and get my work hours out of the way, then got dragged into an urgent task so worked most of the day anyway.  Little jwil has done a bit of work, little miss wants attention. I feel like I'm constantly glued to the laptop.  Hopefully things will improve and we get into more of a routine.  I've only got to get through this week and next week and then I'm on two weeks leave which hopefully will help.

    The silver lining is I don't have to pay for afterschool club, the kids swimming or ballet, or my gym membership.  I'm not sure what's happening about nursery fees.  I'm not spending on petrol.  Hopefully I can make some headway with my targets as a result, but that will depend on what happens with DH's job and what he gets paid.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The biggest thing that worries me is that Little jwil and little miss left so abruptly, they didn't get a chance to say goodbye to their friends or collect all their stuff.  Little jwil was really upset that he'd made a Mother's day card and had left it at school. 
    I'm also worried that little miss won't get to go back to nursery.  She will be so gutted.  She keeps asking when she's going back.
    Hopefully we will get on top of this all.
    "If you can dream it, you can do it". Walt Disney
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 March 2020 at 8:43PM
    It is sad for the children as most of them enjoy school/nursery :(. But children do adapt quickly luckily. It's going to take a while for us all to get used to a new way of working and living, but hopefully it'll get easier in time.

    I really hope it helps with the finances anyway :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HairyHandofDartmoor said:
    It is sad for the children as most of them enjoy school/nursery :(. But children do adapt quickly luckily. It's going to take a while for us all to get used to a new way of working and living, but hopefully it'll get easier in home.

    I really hope it helps with the finances anyway :).
    Yes, I'll probably be more upset than her.

    Fingers crossed :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just ending all of DH's ebay listings.  I've been in two minds about it whilst the post offices are open, but think it's for the best now.  Ebay have taken away the ability to bulk end them so I've got to do them all individually which is time consuming and annoying!  Hopefully I can persuade DH to revise some of them or take them off completely if they've been on for a while.
    "If you can dream it, you can do it". Walt Disney
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