📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2020 - 'Nothing in your life will change until you make the decision to change'

Options
1197198200202203235

Comments

  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a lot of fun for the kiddies - Have you planned anything nice for you too?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Sounds like a lovely fun filled weekend 😁. Hope you all have lots of fun & the weather stays dry! X
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a lot of fun for the kiddies - Have you planned anything nice for you too?
    Sadly I don't think there's any 'me' time this weekend, I could do with it to be honest.  DH is off next week, so hopefully he'll take the kids out for a bit and I might get to have a peaceful lunchbreak one day.

    Sounds like a lovely fun filled weekend 😁. Hope you all have lots of fun & the weather stays dry! X
    Thank you :)  We cancelled the scarecrow trail yesterday and are doing it today because the weather looked rubbish.  It's dry today so should be better :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Work has been hectic today but I'm hopeful that after the deadline tomorrow things will ease off and I can have a bit of an easier week, albeit I'll have to make sure I'm up to date with everything as I'm off next week.  

    DH took the kids out all day today and it was lovely just getting on with work without any distractions.

    My monitor is due to arrive tonight, hopefully not too late!  I've spent again today on the Twin Peaks film - I was told I need to watch that before I watch season 3.  I couldn't find it anywhere to stream so I bought the DVD.  At least I will be able to resell it once I've watched it so hopefully ultimately it won't have cost me a lot.

    I'm not doing very well on not spending this month 🙄

    I have redeemed another £5 amazon voucher though so that's always good :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My monitor arrived and is great. I'm really pleased with it, and it makes work much easier with the bigger screen.  My DVD arrived today, which was really good as I only bought it yesterday (not from Amazon).

    The deadline was achieved today so that's good news.  Hopefully I can just get stuck in with catching up on other stuff now.

    DH took the kids out this morning, and then this afternoon he's been prepping stuff for listing on ebay, so I'll have to try and get that on at some point.

    We did sell 6 items this week which is good considering we haven't really been listing much recently.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All good then  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good that your DH is helping with the kids and decluttering... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    All good then  :)
    Good that your DH is helping with the kids and decluttering... 
    Thank you both :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.