2020: Becoming a Saver, Not a Spender

[Deleted User] · 10 January 2020 at 9:27AM

It is indeed Fri-yay

at long last lol

FootyFanDan wrote: »

Hiya :hello:

Traffic sucks!! :rotfl:

Sorry to read your having a bit of a meh time, it seems like the whole foot thing, coupled with the crappy traffic and OH stuff it can get very straining (which may possibly be contributing to the OH stuff). Hopefully the hooping will relieve a little of the stress...even if it creates a bit of pain :rotfl:

Its okay to feel frustrated and grumpy but hope you feel better soon least it will be Fri-yay by the time your reading this hahaha.

hope you have a good Friday x

Thank you

jwil wrote: »

You are doing really well

I do feel a bit perkier today, I managed to do a little bit of hula-hooping last night, but mostly I spent time trying to get more done of my Wasjig that OH's boy started and then gave up on, I want to put it away but I also want to finish it before I do that

I also painted the backboard of the frames for my project, so this weekend will be spent painting the remaining plaques with the chalkboard paint, and cutting out over 150 of a little template in order to make up the dry wipe digital numbers :rotfl: still, there's no reason at all that it won't get done this weekend.

I have opted to start taking a vitamin D supplement, I watched a tv show all about health, diet and exercise and they said the only real vitamin we need in the UK (other than if you have a deficiency of some sort) is vitamin D and it is supposed to help with fatigue, immune system and mood, so worth a shot

Less than one month until my birthday, I wasn't going to bother booking it off of work as OH will no doubt be working AFD as it's a Thursday and he always does AFD on a Thursday, but my nan said she had planned to treat me to a pedicure with her so will book it off

I will be glad to have two days of peace and quiet after today, my SE wages could come in any time between now and Tuesday, hopefully sooner rather than later to get that CC cleared

cathybird · 11 January 2020 at 8:42PM

SSDD23, sounds like a relatively serene day, so that's good? ... Re the vitamin D, I do think people tend to huddle indoors during the winter, so it's probably true that people don't get enough and the supplement might well be a good idea. Hope you can sort things out with your OH and glad to hear your nan is going to spoil you on your birthday! x

savingholmes · 13 January 2020 at 10:18AM

Hi SSDD23

Hope you have a better start to the week with accident free mileage. I am interested in the domes - they sound interesting. What are they intended to fix?

[Deleted User] · 13 January 2020 at 10:27AM

Hello

I didn't get on much over the weekend as Saturday was mostly occupied by finishing the blooming puzzle, and Sunday was occupied with a lazy afternoon with OH after food shopping, then trying to finish my running board thing took up the rest of my day. It's nearly done, but I can't find one of the plaque pieces to paint, so I will have to pick up another one on the way home from work to get it done, I also need to pick up a fuse for my car stereo as it randomly stopped working so I'll pick up some fuses and try the various ones. So, not a NSD but bits that I do need, the morning commute was not fun in complete silence :rotfl:

In better news, my SE wages came in over the weekend! My last CC is now GONE :j :j

I won't call myself debt-free due to the car finance, but I will call myself "bad debt-free" :beer:

The plan going forwards now is to split between overpaying my car finance and starting to build up my annual pots/EF/LISA and watch the savings grow whilst the car finance reduces.

Next month should be my last month paying this year's car finance, so the two "free" months can finish off the pot for next year's car insurance. In a few weeks I will also speak to my boss and ask if there are any planned pay increases in line with the National Living Wage jumping up, if there are none then I will only make about £125 per year above the minimum wage, and I moved to this job because the money was better than my old job, so I want it to stay that way.

Talks with OH went well, we managed to air all of our problems and views without it turning into an argument, and things have been better and less snappy since

Right, as always, time to crack on and try and make some extra pennies! X

[Deleted User] · 13 January 2020 at 10:30AM

savingholmes wrote: »

Hi SSDD23

Hope you have a better start to the week with accident free mileage. I am interested in the domes - they sound interesting. What are they intended to fix?

Hi Holmes!

I think they are just designed to relieve pressure on parts of the foot to stop the affected parts being as sore, I just ordered these ones in the hope they would help

https://www.shoeinsoles.co.uk/basic-metatarsal-domes.html#product_tabs

They are okay, they certainly make walking around work comfier but it's not 100% pain free, I tend to try anything these days :rotfl:

DrSpendLittle · 13 January 2020 at 11:18AM

Yay, congratulations on being 'bad debt free'!! :beer::T:T

I hope you are able to treat yourself a little bit! Convince OH to take you for a celebratory meal or something

[Deleted User] · 13 January 2020 at 11:56AM

DrSpendLittle wrote: »

Yay, congratulations on being 'bad debt free'!! :beer::T:T

I hope you are able to treat yourself a little bit! Convince OH to take you for a celebratory meal or something

Haha, I will work on him and see what I can do

Thank you x