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2020: Becoming a Saver, Not a Spender - Page 4

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2020: Becoming a Saver, Not a Spender

edited 30 November -1 at 12:00AM in Debt Free Diaries
710 replies 25.3K views
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  • doingitanywaydoingitanyway Forumite
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    Ninth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
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    Good luck for Monday. Hope you are at the gym enjoying your session :)
    How is the gratitude diary coming along? Such a good idea.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
  • [Deleted User][Deleted User] Forumite
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    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
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    Good luck for Monday. Hope you are at the gym enjoying your session :)
    How is the gratitude diary coming along? Such a good idea.

    The gratitude journal is ok, need to fill out the "end of week" bit shortly, but it's more of a planner really with some gratitudes thrown in. You have (for the start of the week) things I want to do and things I want to achieve, then at the end of the week it is things I am grateful for and things that made me smile :)

    I did make it to the gym, and took the little people swimming last night, so got some good exercise in over the weekend :)

    Today will not be a NSD as I will have to pay for parking at the hospital, which is handy as I also need to buy some envelopes to return a form I had to fill out that did not come with a SAE to return it, oh well I'm sure they are something we will no doubt use up :rotfl: I may take a stroll over to the retail park before I drive down to the hospital and see what they have in Wilko.

    According to my scales this morning I am just shy of 2kg lighter than I was when I weighed myself this time last week, that doesn't feel possible but that's what they are saying and I stepped on a few times just to be sure :rotfl:

    I hadn't actually planned to be up so early this morning but OH had to get up and do school run with one of the little ones, and he is a not a person who gets ready quietly in the morning, but I may as well get up and do something productive!

    Rough POA for today:
    - get up and showered
    - hoover front room now all xmas decs are down (wanted to do it yesterday but little people and laptops had taken over the front room, and wanted to be able to hoover the whole room at once)
    - walk to retail park and get some envelopes
    - send off letter
    - try and get some SE work done before I need to leave, as none got done over the weekend

    That's enough waffling for now, going to double check the route to the hospital (will use Waze when I drive anyway) and fill out my journal, then get up and get on! Have a lovely Monday x
  • jwiljwil Forumite
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    Great weight loss, well done :T :T
    "If you can dream it, you can do it". Walt Disney
  • [Deleted User][Deleted User] Forumite
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    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
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    Morning all!

    Hospital trip felt like a waste of time, contrary to the letter of "allow at least two hours, possibly longer for any investigative tests etc", I was in with the woman for ten minutes, she prodded my foot a bit, told me she would put me on the wait list for an ultrasound, and told me we were done. I started to get a bit upset out of frustration and she asked what exactly my expectations were and I relayed "well, a two hour assessment and possible tests" to which she just said "well, I don't know why it said that, didn't take me two hours to do that, did it"

    So, instead of a fact-finding day of in-depth assessments and a diagnosis, I got that. So, I went and sat in my car and cried for a bit (sad, I know, but the frustration gets to me) and then went to use contactless on my phone to pay for the parking (all other hospitals I've been to have had contactless on their card machines) to find out they don't have contactless, I had no physical cards, no cash, luckily OH was on his way home from work and could divert but I had another mini-breakdown in my car.

    My uncle is of the opinion I should complain about the content of the letter vs what appointment I actually had, for what I actually had I could probably have worked it around my shift and not had to take a day's holiday, also it just feels like no one is really taking it seriously. I told her I have pain when I walk, all of the time, then one of the questions I got asked was "so when did it last hurt?"

    ?????? :mad:

    Sorry, I'm venting a lot :o I said to OH this is exactly why I didn't want to get too excited or get my hopes up....

    So, now I wait for the next letter with an appointment for an ultrasound, the only tiny sliver of a corner of a silver lining on a cloud is that if its either of the two things they think might show up on an ultrasound, it can be treated with an injection, so that's something (possibly)

    I've got the serious blues today, OH and I aren't really talking at the moment, the thought of coming back to work made me depressed, I seriously contemplated letting my boss know I just wasn't coming back. I need something to cheer me up so I'm not such a miserable c*w!
  • [Deleted User][Deleted User] Forumite
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    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
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    jwil wrote: »
    Great weight loss, well done :T :T

    Thank you :o
  • beanieloubeanielou Forumite
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    I would have been frustrated too & I actually think you should take the content of the letter further.
    Chronic pain is dire.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
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    MFW. 1 month to go ****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
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  • [Deleted User][Deleted User] Forumite
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    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
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    beanielou wrote: »
    I would have been frustrated too & I actually think you should take the content of the letter further.
    Chronic pain is dire.

    I think I definitely will, and it definitely is x
  • Purplemumof2Purplemumof2 Forumite
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    Oh hun, big hugs to you, how annoying. Definitely take it further regarding the letter.

    Vent away, it's your diary :)

    Hope that the letter for the ultrasound comes quickly.

    Pmo2
    xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
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  • [Deleted User][Deleted User] Forumite
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    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
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    Thanks hun xx
    Oh hun, big hugs to you, how annoying. Definitely take it further regarding the letter.

    Vent away, it's your diary :)

    Hope that the letter for the ultrasound comes quickly.

    Pmo2
    xx

    Got a slightly more positive head on, now. Caught up with my nan for a quick coffee which cheered me up a bit, and going to go the gym when I get home from work and listen to some loud music and burn off some frustration!

    I do have a parcel that has gone to our neighbour with my new skincare goodies in, though, so that's a positive :D

    I need to find some neutral or lightly patterned wrapping paper over the next few days, I am working on a crafty project that originally supposed to be a DIY version of this https://www.etsy.com/uk/listing/233767016/pbpr-medal-hanger?ga_order=most_relevant&ga_search_type=all&ga_view_type=gallery&ga_search_query=pb+medal+hanger&ref=sr_gallery-1-1&organic_search_click=1&bes=1

    But I kind of went off on a tangent and couldn't find ways to do the things I needed, so it's now turned into two large frames that will house my race numbers and have my personal bests recorded. I ordered some vinyl stickers/words from eBay, they should arrive soon, I bought some thick door sticker sign things like these ( https://www.homebase.co.uk/self-adhesive-no-junk-mail-thank-you-sign-100-x-50mm_p390919 ) and painted them with chalkboard paint so they will be a nice matte black, and then I have bought dry wipe fablon, so at some point I will have to take on the painstaking task of cutting out all of the little shapes to make up the digital numbers :rotfl: I mostly just plan to make a little cardboard shape and cut round that lots of times - I've got a cutting blade so shouldn't take too long with a cardboard template :) I just think it's awesome having the dry wipe numbers so it can always be updated! I'll try and post a photo when it's all done! I am hoping I can affix the two frames together and somehow hang my medals from the bottom, if not I will just have to hang a medal hanger underneath on the wall :rotfl:

    It's actually turned out MUCH more expensive than just buying one of the above, but it'll be mine and no one else will have the same :D
  • cathybirdcathybird Forumite
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    SSDD23, so sorry to hear you are having a rough day and the woman at the hospital sounds like she needs to work on her bedside manner! ((((hugs)))) Glad to hear your day got better as it went along though xxx
    10 in Save 12K: £0/£12K. Jan NSDs: 15/15 2021 Tilly: £0 2020 Tilly: £0 T 2020: £4,815.07
    Jan AFDs: 20/21 2021 AFDs: 20/300 2020: 340/300 2021 D: 21 2020 D: 96
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