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2020: Becoming a Saver, Not a Spender

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  • beanielou
    beanielou Posts: 95,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Always good to have a work uniform.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Evening everyone :)

    Currently sat at OH's desk since the first time he brought it, it was intended for us both to sit down and do work and I've had plenty of time to do so, but actually feel motivated to try and make some extra pennies tonight so I'm currently watching Qmee and a user testing website whilst my sausages cook off in the oven ready for toad in the hole :) 

    Got one item selling on eBay, had listed it BIN and had no real views but put it up for a 3 day auction and it's already got one bid and 5 watchers, so clearly it was the right move to switch to auction. 

    Once I've had dinner I'm going to have another go at making myself a mask, the hairdressers had already said about wearing one on Sunday but also got a message from the blood donation guys saying to wear one there on Saturday, too. Will see if I have enough cutoff of an old dress left, if not I'm sure I've got something I can chop up and put back together!

    At some point I will have a bath and chill out, but I like to grab onto this energy when I've got it to get things done :joy: 
  • beanielou
    beanielou Posts: 95,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 9 July 2020 at 8:16PM
    Hope your mask making goes well  :) 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou said:
    Hope your mask making goes well  :) 
    Thanks beanie :) it's passable, so it'll do for this weekend lol x
  • This is me signing off for the night, made a whole 45p on Qmee but 45p is better than nowt :) 

    Had a nice soak in the tub, did some filing and shredding, did a load of washing and dried it, next and final load from the basket is on a delay timer to start tomorrow afternoon, just need to iron a shirt for tomorrow morning and then I am going to take myself off to bed :) 

    One more day until the weekend, folks! Xx
  • Happy Friday Folks :)

    Only two more bills to come out in the first half of the month, Virgin and the £3 odd to the milkman. Thanks to YNAB and various pots/accounts, I know have the right amount (to the penny) in the right accounts for all of that to go out as and when.

    Have ordered some fabric quarters from Amazon to make more masks, and to toy around with making scrunchies as well. I promised SC2 we would make some next time they are visiting, so want to try a few out first. Not a NSD, but not mindless spending, either.

    A few more bids before my eBay items end tomorrow will mean I have all of the money required to pay the hairdresser in full from my budget. I can siphon a few quid from my debt OP's pot which has just under £20 in it as it stands but I'd rather not touch that and see how much I can get it to before the end of the month. I'll make the OP once I've been paid from the FT job again just so I know I don't need the money.

    Popping to see my nan (socially distanced as always) on my lunch break to return the key lime pie dish she gave me, pick up a seedling cutoff from a nice plant she has growing everywhere and to have a general catch up.

    Not much else to report, OH is off tonight which means we can make a proper meal plan for when I do the shopping tomorrow. Tomorrow as it stands consists of:
    - giving blood
    - fitting the dashcam in my car
    - changing the pollen filter in my car
    - weekly checks for my car
    - clean out the interior of my car

    OH is off on Sunday so we will probably wash both of our cars then as it's more fun doing it together. All of the normal washing is pretty much done for the week, so the weekend will just be (hopefully) taking advantage of the warm(er) weather and changing the bedding and towels.
  • beanielou
    beanielou Posts: 95,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy the weekend.
    Hope the mask making goes well.
    I could do with a scrunchie as my hair is so blooming long.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My friend & I were just saying that we wonder how much the hairdresser will have gone up!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou said:
    My friend & I were just saying that we wonder how much the hairdresser will have gone up!
    I agree! I don’t actually know how much mine will be, hopefully not too much more expensive. 

    I will send you a scrunchie if they turn out okay :joy: 
  • beanielou
    beanielou Posts: 95,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bet the scrunchies are great. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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