Back, determined to be debt free but ever so slightly depressed

Bexta140790

Looking forward to following along with your journey.

Agree with the others who say you appear to be in an abusive relationship. The fact you need to hide valuables from him and he makes it difficult for you to see family is scary.

I wish you the best of luck with your journey.

KxMx

Some think if there is no physical violence then the relationship isn't abusive, that is not the case at all.
Women's Aid are always there should you wish to talk to someone.

Uniscots97

Thank you all, sorry I didn't post yesterday as back at work (school for LO) after the holidays.

I got a persistent debt letter from one of my cc's. I have been trying to get the balance down (was 10k 2.5 years ago, now 6k). It says they'll suggest an amount each month I have to pay. Do they make it realistic?

Made another payment through ZIPZERO but not seen anything on the direct debit side yet, too early I guess as I've only been doing it for a few weeks. Anyone else use this? I've allocated payment to Sky and my phone. Hopefully bring the bills down a bit.

Got back into the swing of packed lunches. I was going to get one of the fancy "to do" notebooks but came across a normal spiral bound one at home which I'm going to use and have different pages for rooms or general. I.e. I need to replace the blinds in LO's room and thanks to an offer I saw online I've ordered ones for under £10.

Uniscots97

Anyone have an LO that messes about at meal times? Feeling like I spend most of the meal saying please eat and stop messing about!

Dinner was chilli (batch cooked and portioned up and frozen). My Mum has bought me a new slow cooker in the sales! It's roughly the same size as my current one and she says it was only £10 from one of the supermarkets.

No more payments to my cc's etc. I'm still worried about the persistent debt thing but I have been paying more than the minimum payment (I.e. if minimum payment was £310 I was paying £340-£350 and paying little bits extra as I could over the month).

maddiemay

Great news about the slow cooker, lovely of your mum and they can make life so much less stressful if you know there is a meal waiting, or some batch cooked meals in the freezer.

Uniscots97

I'm trying to sort my freezer out and replace with batches of
Items and more frozen veg (so I always have the veg I want). A couple of more receipts today (essentials) but added them to receipthog and
ZIPZERO

Uniscots97

Just sat and typed a huge post and it's disappeared. Quiet weekend given the weather and going to do a freezer/fridge/cupboard inventory

kdalwayskint

Uniscots97 wrote: »

Just sat and typed a huge post and it's disappeared. Quiet weekend given the weather and going to do a freezer/fridge/cupboard inventory

It's so annoying when that happens x

Mnd

Uniscots, Try posting long posts partially done, then edit. It's a bit like saving a document on a PC then changing and saving again. Type not complete at the end then we will all know that your masterpiece in a work in progress!

Uniscots97

Thanks for the suggestion Mnd. A bit under the weather. Some good news though that's my small cc totally paid off (balance was ~£40) and my ZIPZERO payment has been accepted to my Sky bill and I got my adjusted lower direct debit!